

David Koonce
Loan Officer | NMLS# 480428


Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Good communication
David was very easy to deal with, and we appreciated his quick response and timely manner in responding to all of our questions, even in the evenings. This is our second time working with David and we have no hesitation in referring him to...
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David and his team are extremely responsive. Was very helpful in navigating the laborious mortgage / financing process. David also says it like it is. Which is very helpful in understanding what exactly our options were. We would highly recommend...
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David is very knowledgeable about mortgage financing. His experience and knowledge of investment properties helped guide me through the process. He is very responsive and down-to-earth. I enjoyed working with him.
Personable and professional. Everything went smoothly
David is amazing. He is a great communicator, kind, and thorough. This is my 2nd time using David and there aren't enough good things to say!! Thank you David!!
David Koonce was professional, personable, humorous, knowledgable, flexible, thorough; I always felt he was as invested in my dream of purchasing a new home as I was. He was responsive, taking the time to explain every phase of the process....
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David is always willing to go above and beyond to help during the process.
Very easy process. Great communication and portal for uploading documents was very easy to work with.
Very good... answers all questions... easy to get in contact with
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures