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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    R
    Randall E P
    Woodland, CA
    Posted on September 3rd, 2017 12:21 PM
    Process went as smoothly as can be expected.
  • Encompass
    C
    Christopher J P
    Woodland, CA
    Posted on August 23rd, 2017 03:51 PM
    Dave was great to work with! I felt like Dave actually cared about my family getting a home. He was very professional and clearly knows what he is doing. I already have recommended Dave to a friend.
  • Encompass
    B
    Beverly B G
    Sacramento, CA
    Posted on August 1st, 2017 09:45 PM
    Dave was patient through every step of our challenging new home remodel and purchase. We trusted that he was acting in our best interest and fully supported us. We are very appreciative that he was always responsive to our questions and concerns....
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  • Encompass
    J
    Jessica A K
    Woodland, CA
    Posted on July 25th, 2017 02:44 AM
    We worked with Dave a couple of years ago when we purchased our home and then worked with him again when we refinanced our home. It is an absolute pleasure to work with someone who is as detail oriented and organized as Dave. He's always willing...
    read more
  • Encompass
    C
    Clayton S T
    Davis, CA
    Posted on July 24th, 2017 02:48 PM
    Personal service, courtesy, professionalism, immediate response to questions.
  • Encompass
    K
    Kenneth W K
    Woodland, CA
    Posted on July 18th, 2017 09:49 PM
    I appreciated how easy it was to work with David and his team. Their communication was timely, clear and supportive, the mortgage terms were great, and they delivered earlier than we needed.
  • Encompass
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    Christiana M D
    Woodland, CA
    Posted on July 3rd, 2017 03:48 AM
    easy and quick, everything was done electronically.
  • Encompass
    L
    Lee W R
    Davis, CA
    Posted on June 30th, 2017 05:06 PM
    Dave and his staff were excellent with their communications and explanations of services. They were very timely and efficient; I was surprised at how fast the whole procedure went, but I never felt rushed. Dave worked with my schedule. This...
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  • Encompass
    S
    Sohail S S
    San Jose, CA
    Posted on June 30th, 2017 06:38 AM
    Thank you for the assistance. It's been great working with you.
  • Encompass
    D
    Donn W R
    Davis, CA
    Posted on June 27th, 2017 05:31 PM
    I am a highly satisfied repeat customer, two rental properties and a home refinance.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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