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David Guo - Senior Loan Originator in San Jose, CA

David Guo

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Senior Loan Originator

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With over a decade of experience as a mortgage professional, I have helped more than 1,000 clients and families purchase their homes or refinance their mortgages. Detail-oriented and customer-focused, I prioritize transparent and timely com... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
  • google
    S
    Steve S
    Posted on January 6th, 2026 04:37 PM
    If you’re looking for a loan officer, you’ve got to go with David. He’s incredibly professional and always puts the client first. During my home-buying journey, the mortgage was the one thing I felt completely at ease with, thanks to him.
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    D
    Di Z
    Pittsburg, California
    Posted on January 4th, 2026 08:20 AM
    David is excellent in communication & collaboration, I enjoyed a lot collaborating with David.
  • google
    Y
    Yueyi C H
    Posted on November 27th, 2025 11:36 PM
    David Guo has received a review with 5 star rating from Yueyi C H
  • Encompass
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    Yueyi H
    San Jose, CA
    Posted on November 27th, 2025 11:35 PM
    crystal clear communication with exceptional patience to help me throughout the whole process. David makes himselft available whenever i I needed help
  • google
    S
    S Z
    Posted on November 18th, 2025 07:12 PM
    David helped me refinance of my primary house. He is quick to response to any questions I have, and guide me through each step of the process.He is knowledgeable, responsible, and patient.Compare to other loan agents I worked with in the past,...
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  • Encompass
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    Shun Y Z
    Sacramento, CA
    Posted on November 18th, 2025 07:07 PM
    David is professional, quick to response, knowledgeable, efficient and patient. He makes the whole process easy and smooth. He guides me every step of the process, and being the source of answers whenever I have questions, which make it a lot...
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  • google
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    Shirley Z
    Posted on November 11th, 2025 06:55 AM
    David Guo has received a review with 5 star rating from Shirley Z
  • Encompass
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    Xian Z
    Bothell, WA
    Posted on November 11th, 2025 06:55 AM
    We couldn’t be happier with our recent refinance experience with David! From start to finish, David was incredibly knowledgeable, patient, and responsive. He took the time to explain every detail, answer all our questions thoroughly, and ensure...
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  • Encompass
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    Yuan L
    Merced, CA
    Posted on November 10th, 2025 08:10 PM
    very professional. Excellent work
  • google
    J
    JIE Z (
    Posted on November 9th, 2025 05:40 PM
    David was fantastic! He was incredibly responsive and efficient, always quick to answer my questions and guide me through each step. The process was seamless thanks to his hard work. Highly recommended!
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    About
    With over a decade of experience as a mortgage professional, I have helped more than 1,000 clients and families purchase their homes or refinance their mortgages. Detail-oriented and customer-focused, I prioritize transparent and timely communication, guiding clients every step of the way through the loan application process. I take pride in making the journey to homeownership seamless and celebrating with clients as they achieve their dream homes. By leveraging advanced technology and streamlining processes, I strive to deliver premium services and simplify the loan experience for every customer.
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Reverse Mortgage
    Specialities
    Conforming Loan
    Jumbo Loan
    Non-QM Loan
    Expanded Solutions for Home Mortgage
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1245304
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Equal Housing Lender. General Mortgage Capital Corporation NMLS #254895