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David Guo - Senior Loan Originator in San Jose, CA

David Guo

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Senior Loan Originator

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With over a decade of experience as a mortgage professional, I have helped more than 1,000 clients and families purchase their homes or refinance their mortgages. Detail-oriented and customer-focused, I prioritize transparent and timely com... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
  • google
    K
    Kaine
    Posted on March 1st, 2026 05:22 PM
    We are incredibly grateful to our loan officer, David Guo, for his outstanding professionalism and dedication throughout our home purchase process.As new immigrants, we faced significant challenges, including not meeting the commonly required...
    read more
  • Encompass
    C
    Chuanbing R
    Ridgefield, WA
    Posted on February 27th, 2026 11:14 PM
    Professional and efficient.
  • RequestAReview
    Y
    Yuyu W
    Posted on February 25th, 2026 01:59 AM
    Professional, knowledgeable, and dependable. consistently stayed on top of every detail and proactively provided progress updates throughout the entire process, making everything smooth and stress-free. Highly recommend.
  • Encompass
    T
    Tingting L
    Camas, WA
    Posted on February 21st, 2026 01:03 AM
    he works very hard to late night, and has best communication!
  • Encompass
    J
    Jin C
    Garland, TX
    Posted on February 12th, 2026 04:34 PM
    He did very good job
  • Encompass
    D
    Di X
    Austin, TX
    Posted on February 10th, 2026 08:10 PM
    David periodically provides me with informative updates on interest rate, federal policy changes, market shifts etc. Knowledgable and excellent communication!
    Reply from David Guo
    February 12th, 2026 08:18 AM
    Hi Di, it's great to hear that you find the updates on interest rates and market changes helpful. I aim to provide valuable information and ensure communication is clear and informative. Thank you for your thoughtful feedback. If there's anything...
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  • google
    B
    Boyang Y
    Posted on February 4th, 2026 02:19 AM
    David Guo has received a review with 5 star rating from Boyang Y
  • Encompass
    B
    Boyang Y
    Van Nuys, CA
    Posted on February 4th, 2026 02:19 AM
    David is always super prompt to answer any questions and requests. He's knowledgeable and can help with any details in the process.
    Reply from David Guo
    February 12th, 2026 08:19 AM
    I'm pleased to hear about your positive experience, Boyang. I'm glad I could assist with your questions and requests. If there's anything else you need in the future, don't hesitate to reach out.
  • RequestAReview
    Z
    Zhaoyang Y
    Irvine, California
    Posted on January 21st, 2026 05:02 AM
    David is excellent and alway respond very quick and professionally.
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    S
    Steve S
    Posted on January 6th, 2026 04:44 PM
    David is a total pro. What I love about him is that he really looks out for you—it’s not just a transaction to him. Honestly, the mortgage was the least stressful part of the whole house-hunting process because I knew David had my back.
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    About
    With over a decade of experience as a mortgage professional, I have helped more than 1,000 clients and families purchase their homes or refinance their mortgages. Detail-oriented and customer-focused, I prioritize transparent and timely communication, guiding clients every step of the way through the loan application process. I take pride in making the journey to homeownership seamless and celebrating with clients as they achieve their dream homes. By leveraging advanced technology and streamlining processes, I strive to deliver premium services and simplify the loan experience for every customer.
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Reverse Mortgage
    Specialities
    Conforming Loan
    Jumbo Loan
    Non-QM Loan
    Expanded Solutions for Home Mortgage
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1245304
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Equal Housing Lender. General Mortgage Capital Corporation NMLS #254895