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David Guo - Senior Loan Originator in San Jose, CA

David Guo

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Senior Loan Originator

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With over a decade of experience as a mortgage professional, I have helped more than 1,000 clients and families purchase their homes or refinance their mortgages. Detail-oriented and customer-focused, I prioritize transparent and timely com... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
  • Encompass
    X
    Xiaoting L
    Fremont, CA
    Posted on March 19th, 2025 09:00 AM
    Very good lender!
  • Encompass
    L
    Linou Z
    San Mateo, CA
    Posted on March 19th, 2025 04:31 AM
    I chose to work with David despite HSBC and Wells Fargo offering slightly lower rates because of his professionalism and the way he made the entire process smoother and more efficient than anywhere else.
  • Encompass
    M
    Michelle P
    Dallas, TX
    Posted on March 5th, 2025 05:19 AM
    David provided outstanding service from start to finish. He kept me fully informed about the mortgage market and reached out as soon as it made sense for us to refinance. Even after we locked in our rate, he continued monitoring the market...
    read more
  • Encompass
    Q
    Qian W
    Durham, NC
    Posted on February 25th, 2025 05:44 PM
    This is might 3rd or 4th time David helped us applying for a loan or refinance. His professional attitude and due diligence impressed us. The whole procedure is smooth and well informed of each progres. thank you.
    read more
  • Encompass
    K
    Kailong M
    Raleigh, NC
    Posted on February 23rd, 2025 04:13 AM
    We had a great experience working with David as our loan officer. He was polite, efficient, and proactive throughout the entire process. Thanks to his expertise and dedication, we were able to get our mortgage approved in less than 2 weeks....
    read more
  • write_review_unverified
    K
    Kailong M
    Posted on February 22nd, 2025 05:27 AM
    We had a great experience working with David as our loan officer. He was polite, efficient, and proactive throughout the entire process. Thanks to his expertise and dedication, we were able to get our mortgage approved in less than 2 weeks....
    read more
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    About
    With over a decade of experience as a mortgage professional, I have helped more than 1,000 clients and families purchase their homes or refinance their mortgages. Detail-oriented and customer-focused, I prioritize transparent and timely communication, guiding clients every step of the way through the loan application process. I take pride in making the journey to homeownership seamless and celebrating with clients as they achieve their dream homes. By leveraging advanced technology and streamlining processes, I strive to deliver premium services and simplify the loan experience for every customer.
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Reverse Mortgage
    Specialities
    Conforming Loan
    Jumbo Loan
    Non-QM Loan
    Expanded Solutions for Home Mortgage
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1245304
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Equal Housing Lender. General Mortgage Capital Corporation NMLS #254895