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David Guo - Senior Loan Originator in San Jose, CA

David Guo

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Senior Loan Originator

Company Logo
With over a decade of experience as a mortgage professional, I have helped more than 1,000 clients and families purchase their homes or refinance their mortgages. Detail-oriented and customer-focused, I prioritize transparent and timely com...... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Overall Ratings
5.0
(105)
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Reviews from Web
  • 5.0
    Encompass
    V
    Vina W
    Frisco, TX
    Posted on July 1st, 2026 07:44 PM
    We had an outstanding experience working with David throughout our home loan process. From the very beginning, David was incredibly professional, patient, and responsive. He took the time to explain every step of the mortgage process in detail,...
    read more
  • 5.0
    Encompass
    J
    Junjie L
    Katy, TX
    Posted on June 5th, 2026 11:54 AM
    very professional
  • 5.0
    Encompass
    Y
    Yeqin Z
    Southlake, TX
    Posted on May 10th, 2026 03:09 PM
    Professional, fast and reliable!
  • 5.0
    google
    C
    Cunyu F
    Posted on May 1st, 2026 08:02 PM
    David Guo is an excellent mortgage broker. He is professional, responsive, and incredibly efficient. He made the entire loan process smooth and stress-free, always taking the time to explain details clearly and provide the best options. I truly...
    read more
  • 5.0
    Encompass
    C
    Cunyu F
    Farmers Branch, TX
    Posted on May 1st, 2026 08:02 PM
    David Guo is an excellent mortgage broker. He is professional, responsive, and incredibly efficient. He made the entire loan process smooth and stress-free, always taking the time to explain details clearly and provide the best options. I truly...
    read more
  • 5.0
    Encompass
    J
    Jun Z
    Rancho Palos Verdes, CA
    Posted on April 26th, 2026 06:03 PM
    He is Great
  • 5.0
    google
    H
    Hanyuan C
    Posted on April 24th, 2026 02:33 AM
    I want to give high praise to my loan officer, David Guo. He is extremely professional, detail-oriented, and highly efficient. His deep understanding of market dynamics and interest rate movements allowed him to accurately anticipate potential...
    read more
  • 5.0
    Encompass
    H
    Hanyuan C
    Bellevue, WA
    Posted on April 24th, 2026 02:32 AM
    I want to give high praise to my loan officer, David Guo. He is extremely professional, detail-oriented, and highly efficient. His deep understanding of market dynamics and interest rate movements allowed him to accurately anticipate potential...
    read more
  • 5.0
    google
    L
    Lucy L
    Posted on April 11th, 2026 10:13 AM
    David Guo has received a review with 5 star rating from Lucy L
  • 5.0
    Encompass
    Y
    Yu L
    Irvine, CA
    Posted on April 11th, 2026 10:13 AM
    David is 24/7 standby to help me walk through the loan process, he is also very patient and explain my questions in details.
  • 10 of 105
    About
    With over a decade of experience as a mortgage professional, I have helped more than 1,000 clients and families purchase their homes or refinance their mortgages. Detail-oriented and customer-focused, I prioritize transparent and timely communication, guiding clients every step of the way through the loan application process. I take pride in making the journey to homeownership seamless and celebrating with clients as they achieve their dream homes. By leveraging advanced technology and streamlining processes, I strive to deliver premium services and simplify the loan experience for every customer.
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Reverse Mortgage
    Specialities
    Conforming Loan
    Jumbo Loan
    Non-QM Loan
    Expanded Solutions for Home Mortgage
    308
    /850
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1245304
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Equal Housing Lender. General Mortgage Capital Corporation NMLS #254895