David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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From start to finish David kept us informed and answerwed are questions. He was a pleasure to work with .
A shout out to Leandra -she is First Rate !
Reply from David Fernandes
June 29th, 2026 07:11 PM
It's great to know that you felt well-informed throughout the process and that I could answer all your questions. It was a pleasure to work with you, and I'm glad to hear you appreciated Leandra's assistance as well. Thank you for taking the...
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Customer service was awesome
Reply from David Fernandes
June 29th, 2026 07:11 PM
I appreciate your positive feedback on the customer service. It means a lot to hear that you found the experience with West Capital Lending satisfactory. If you have any further questions or need assistance in the future, feel free to reach...
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David is the best I ever worked worked with .
Reply from David Fernandes
June 29th, 2026 07:11 PM
I appreciate your kind words and am glad to know you had a positive experience working with me. If you ever need assistance in the future or have any questions, feel free to reach out.
David Fernandes was wonderful in helping me throughout the process to understand everything and very helpful with my questions and patient in my delays.
Reply from David Fernandes
June 29th, 2026 07:11 PM
It's good to know that I could assist you effectively and provide clarity throughout your refinance process. I truly appreciate your patience and am glad to hear that your questions were answered to your satisfaction. Thank you for sharing...
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What a great team of people! They went above and beyond to help is get approval! Awesome to work with and got back to us right away. Best experience I have ever had with a loan.
Reply from David Fernandes
June 29th, 2026 07:11 PM
Your positive feedback is greatly appreciated. Working with you to secure your loan approval was a rewarding process, and it's encouraging to hear that my team and I were responsive and supportive. I aim to always provide a seamless experience,...
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David was very attentive and very good at answering all of our questions and concerns - thoroughly and timely. He was very clear in explaining the whole process. He walked-us through everything and made it a very good experience. I would highly...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
I appreciate your feedback, Shelley. I'm glad to hear that you felt well-supported throughout the process and that your questions and concerns were addressed thoroughly and in a timely manner. It's important to me that the entire process is...
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Ease of completion and fast turn around
Reply from David Fernandes
June 29th, 2026 07:11 PM
I'm glad to hear that you found the process straightforward and appreciated the quick turnaround time. Your feedback is valuable, and I'm pleased that your experience went smoothly. If you have any further questions or need assistance in the...
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David and his team were on the ball right from the start with good advice and options to help us through an otherwise complicated process. They were immediately responsive and provided ongoing updates and guidance along the way. Great job.
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Reply from David Fernandes
June 29th, 2026 07:11 PM
Your feedback is greatly appreciated. I'm glad I could provide you with timely advice and options throughout the process. Keeping everything clear and promptly updated is a key priority for me, so it’s reassuring to know you felt well-guided...
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I had an outstanding experience working with David .From start to finish, they were professional, patient, and extremely knowledgeable. He explained every detail clearly, guided me through the process step by step, and always made me feel confident...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
It's great to hear about your positive experience. I'm glad you found the process smooth and stress-free, and it's rewarding to know that my approach helped you feel confident in your decisions. Clear communication and guidance are priorities...
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The process was very smooth. What impressed me the most was how I was contacted the first time. I chose to work with him over the other companies that reached out to me. In addition David talked me through a couple options and EVERYTHING he...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
It's great to know that the initial contact made such a positive impression on you. I appreciate you choosing to work with me over other options. I'm glad that our discussions and the entire process met your expectations and that everything...
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing