David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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Very informative and transparent. David took a personal interest in my well being and laid out the process step by step to ensure that I made the best and most informed decision when if came to my loan.No pressure, No Overstepping, and No Salesman...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
Bobby, I'm grateful for your kind words and happy to hear that you found the experience informative and straightforward. It was important to me to ensure you felt comfortable and well-informed throughout the loan process. Thank you for trusting...
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Easy process. He was very knowledgeable and helpful
Reply from David Fernandes
June 29th, 2026 07:11 PM
I'm pleased to hear that you found the process easy, Donna. Your kind words about my knowledge and helpfulness mean a lot. Thank you for sharing your experience!
no comment at this time
Reply from David Fernandes
June 29th, 2026 07:11 PM
Thank you for your rating, Nancy! We are here if should you have any questions down the road.
So glad and happy for the follow up that David, Shilo and Leandra had in this process.
Reply from David Fernandes
June 29th, 2026 07:11 PM
Christiam, I appreciate your kind words about the follow-up provided by Shilo, Leandra, and myself. It's great to know that our efforts made a positive impact during your process! Feel free to reach out at any time :)
David was thoughtful, considerate and informative. i was grateful I didn't have to guess what was needed or how long the process would take. I can't recommend him enough.
Reply from David Fernandes
June 29th, 2026 07:11 PM
I'm thankful for your kind words, Robert. I'm glad to hear that you found the process clear and informative. It's my priority to ensure everything is straightforward and transparent. Your recommendation means a lot to me!
I am deeply grateful for the outcome of this process. I thank David who went above and beyond to help us. My wife had a serious car accident in 2023, which significantly reduced our family income and led to debts and late payments that damaged...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
Dr. Mayi, I'm truly grateful for your heartfelt review. It means a lot to hear that my efforts had such a positive impact on your family during a challenging time. Your journey to financial stability was important to me, and I'm pleased that...
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my wife did this
David was great to deal with. Always pleasant and kept me well informed with any updates.
Reply from David Fernandes
June 29th, 2026 07:11 PM
Thank you, Anthony, for your kind words. I'm happy to hear that you found our interactions pleasant and informative. Keeping you updated was my priority, and I'm glad it contributed to a great experience.
Staff was very helpful and experienced. David was over the top helpful with any situation, quick to respond no matter the situation. Day or night. You guys are lucky to have him
Reply from David Fernandes
June 29th, 2026 07:11 PM
Thank you, Justin, for your kind words. I'm grateful to have been able to assist you promptly and effectively, regardless of the time. It's important to me that you felt supported throughout the process, and I appreciate your acknowledgment...
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David was very co-operative from the start to finish of the whole process. Highly recommended.👍🙏
Reply from David Fernandes
June 29th, 2026 07:11 PM
Frank, I appreciate your kind words and recommendation. I'm glad to hear that you felt supported throughout the process. Thank you for trusting me with your cash-out refinance at West Capital Lending.
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing