Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Milissa was amazing to work with from pre-approval to sealing the deal! We purchased a home in an extremely competitive market with multiple offers. She offered to reach out to the seller's real estate agent to put In a good word. I'm convinced...
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Reply from Owner
January 9th, 2026 09:30 AM
Thank you!!
Dave is as great to work with
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Bev, I'm appreciate hearing that you had such a positive experience. Working with Realtors such as yourself makes the process truly enjoyable for me. If there's anything more I can do to assist you or any questions you might have, please don't...
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Dave Usiak did a fabulous job with my real estate purchase. From the beginning to closing always kept me informed. He kept everything running smoothly. Always replied very quickly to my numerous questions.Along with my real estate agent Lucinda...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
Dorris, it's thrilling to hear that your real estate purchase went smoothly and that I could keep you informed throughout the process. It's great to know that you found my responses timely and helpful. Working alongside Lucinda Miller was a...
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Communication, support with the process made it a smooth transition!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that the communication and support made your FHA loan process smooth. FHA loans can often be challenging, but my team really did great work! It was a pleasure assisting you, Carlie. Thank you for your kind words and trust...
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Great experience with Dave who made home buying a reality for me
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear about your great experience, Olivia. It was a pleasure to assist you in making home buying a reality. Thank you for your kind words and for choosing First State Mortgage.
He was so helpful and i formative!! I really had no jdea ehat I was foing and he was so patient with me and helped me through the process. Will 100% be going through him for my next
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm delighted Jasmine to hear that you found me to be informative and helpful during the process. It was a pleasure assisting you, and I look forward to working with you again in the future. Thank you for your kind words and trust in my services....
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The level of professionalism and expertise.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you, Driss, for your kind words. I'm pleased to hear that you appreciated the professionalism and expertise I provided during the loan process. If you need any further assistance, feel free to reach out. Look forward to working together...
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Dave Usiak has received a review with 5 star rating from Lydia N
Reply from Owner
January 9th, 2026 09:30 AM
Thank you!
Always great service with Dave
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Dave, I'm thrilled to hear that you appreciate the service we provide. It was a pleasure assisting you and getting to know Heidi and Steve get in their wonderful new home. Here at First State Mortgage value your partnership!. Thank you for...
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Dave was a great communicator throughout the whole buying process for the buyer I represented. He kept us both posted with frequent updates and was always available for a phone call to answer any questions.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
We at First State Mortgage and me in particular, are glad to hear that the communication provided throughout the buying process met your expectations Emily. We hear THREE main complaints from Realtors: 1. Loans don't close on time; 2. Poor...
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows