Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Great communication!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
It is so nice to hear that you were pleased with the communication Shannon throughout our loan process. It was a pleasure assisting your seller and you with your transaction. We take great pride in our performance here at First State Mortgage....
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Dave was always very profesional. He made a complicated process much easier.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm delighted to hear that I was able to make the process easier for you. It was a pleasure assisting you with your VA loan. Thank you for your kind words John and positive feedback.
thorough great communication and easy to deal with appreciate all the help he gave us
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm delighted to hear that I was able to make the process easier for you. It was a pleasure assisting you with your VA loan. Thank you for your kind words John and positive feedback.
Communication, responsivenes, and the entire experience was 5 star all around.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear Kelly that you found the communication and responsiveness to be excellent throughout your experience. It was a pleasure assisting you with your conventional loan at First State Mortgage. Thank you for your kind words and...
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I've known Dave my whole life and have used him on all my home mortgages and refinancing. He is excellent to work with!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you have consistently had excellent experiences with your home mortgages and refinancing. It has been a pleasure working with you over the years. Thank you for your trust and kind words.
I have worked with Dave for the past 20 years and have had always smooth transactions and Happy Buyers. I will eep recommending him to all my clients.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that your experiences over the past 20 years have been positive and smooth.
you know it is always a pleasure working with you, and I truly appreciate your continued trust and recommendations.
Respected professional, excellent service.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you found my service excellent and professional. It was a pleasure assisting you close your listing with your conventional loan at First State Mortgage. Thank you for your kind words and the five-star rating.
Always available and communicated thoroughly
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm glad to hear that you found my communication thorough and that I was always available to assist you. It was a pleasure working with you on your conventional loan at First State Mortgage. If you have any further questions or need additional...
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Following up, staying on top of each step of the process and to keep every party updated
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm glad to hear that you were satisfied with the communication and updates throughout the process Svetlana. It is always a pleasure here at First State Mortgage assisting you close your transactions on time - whether they be Conventional,...
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Dave made me feel like I was a priority. He made himself available to answer any questions or address any concerns I had about the mortgage process. I first worked with Dave in 1996 when I bought my first home and I recommend him to all my...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you felt prioritized and supported throughout the mortgage process. It's gratifying to know that we've been able to maintain a relationship since 1996. Thank you for recommending me to your friends and for your kind...
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows