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Dave Usiak - Senior Mortgage Loan Originator | NMLS# 638038 in Minneapolis, MN

Dave Usiak

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Senior Mortgage Loan Originator | NMLS# 638038

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Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage. He has lived in Blooming... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • SFTP
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    Marie F
    Wilmington, IL
    Posted on August 4th, 2025 06:18 PM
    Dave communicated from the beginning to the end of transaction. He was a pleasure to work with.
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    Marie, I appreciate your great feedback. It's wonderful working with you and knowing that my communication throughout the transaction made a positive impact. I am glad your experience was positive. If there's anything more you need or any questions...
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    Nathan W
    Bloomington, IL
    Posted on August 4th, 2025 01:47 PM
    Dave informed us of everything we needed to do and taught us things we should know. He is very helpful and caring.
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    Marie, I appreciate your great feedback. It's wonderful working with you and knowing that my communication throughout the transaction made a positive impact. I am glad your experience was positive. If there's anything more you need or any questions...
    read more
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    Karen E W
    Bloomington, IL
    Posted on August 2nd, 2025 02:08 AM
    I was always kept updated in the loan process. Dave has always been great to work with!
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    Karen, I'm really pleased to hear that you felt informed throughout the loan process. Keeping you updated is something I take seriously, and it's rewarding to know that it made a positive impact on your experience. It's always a pleasure working...
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    Sara G
    Lane, IL
    Posted on July 30th, 2025 07:45 PM
    Dave made the process smooth and simple. he was excellent at staying in communication and I knew what was going on the entire time!
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    Sara, thank you for your kind words. I'm glad to hear that the process felt both smooth and simple for you. Keeping you informed and ensuring clear communication are priorities for me, so it’s gratifying to know it made a difference in your...
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    Collin K
    Crest Hill, IL
    Posted on July 24th, 2025 02:08 PM
    Dave was very communicative and friendly. He made the process smooth and was a calmer head than I in the process and helped allay many of my fears and presented information to me in a clear and concise way. I wholly recommend Dave!
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    Collin, thank you for taking the time to share your experience. I'm glad to hear that you found the process smooth, and it's rewarding to know that my communication style helped ease your concerns. Clear information and a steady presence are...
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    Debra F
    Posted on July 22nd, 2025 06:17 PM
    Grant and his team are wonderful, very professional and thorough. I highly recommend them for your mortgage loan needs.
    Reply from Owner
    January 9th, 2026 09:30 AM
    Thank you!!
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    Peter O
    Bloomington, IL
    Posted on July 21st, 2025 02:33 PM
    Dave is a people person who makes it easy for his "friends" (customers). Great communicator. Patient educator. All around good guy.
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    Peter, I'm pleased to know that you felt at ease throughout the process and found my communication and educational support helpful. Building genuine relationships is something I value, and it's wonderful to hear that this approach resonated...
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    Katie B
    Posted on July 17th, 2025 02:56 PM
    I had a great experience working with Evan Aughenbaugh. He was incredibly helpful throughout the entire loan process, answering all my questions promptly and clearly. He made the whole experience much less stressful, and I highly recommend...
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    Reply from Owner
    January 9th, 2026 09:30 AM
    Thank you!!
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    Emily A
    Bloomington, IL
    Posted on July 9th, 2025 03:07 PM
    not applicable
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    Emily, I appreciate your feedback and am glad to hear that you had a positive experience with your FHA process. I'm pleased I could assist you along the way and make things smoother for you. If there's anything more I can do or if you'd like...
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    Darrell T
    Posted on July 8th, 2025 03:00 PM
    Milissa was awesome!
    Reply from Owner
    January 9th, 2026 09:30 AM
    Thank you!!
  • 71–80 of 862
    About
    Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage. He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas. It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 638038
      May 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current
    Memberships
    • Director - Chicago District Golf Association
    • Mid-Central Association of Realtors
    • MIRA RPAC Committee
    • View All
    Addresses and Serving Areas

    Year Started

    1982

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 638038
    Awards
    Top 100 LO Custome...
    MIRA Affiliate of ...
    Hobbies
    • Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
    • Enjoy a round with friends, old and new and of course going to the gym; reading as time allows