Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Dave always keeps me informed every step of the way, he's a great communicator!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Jeff, thank you for highlighting my efforts in communication. Keeping you informed throughout each step is important to me, and I’m glad it made a positive impact on your experience. Should there be anything more you need assistance with or...
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I felt supported through the process. David explained what was needed and next steps with kindness.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
It's great to know you felt supported throughout the process, Lori. I believe clear communication is key, and I'm glad that explaining each step helped make the experience more comfortable for you. If you ever have more questions or need assistance...
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Dave always handles all clients with care! He's always available and easy to get ahold of! Dav goes above and beyond to make sure everyone is happy and understands the process as we go!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Niki, thank you for your kind words. It's truly important to me that my clients feel taken care of and well-informed throughout the process. I strive to be accessible and responsive, so I'm glad to hear it resonates with your experience. If...
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Constant communication day or night.
No unanswered questions
Made the process so easy
I would definitely recommend anyone looking to finance Go see Dave !!!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm pleased to hear that you found the constant communication and support throughout the process helpful, Tyler. Making things easy and ensuring that all your questions were answered is always my goal, so your feedback means a lot to me. Thank...
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Ron went above and beyond throughout our entire mortgage process. I highly recommend him and First State Mortgage for your mortgage needs!
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!
dave was a great person to work with and was very nice just sometimes throughout this process it seemed like we were Getting told important things last minute, which Caused a good amt of stress
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you for sharing your thoughts, Trina. I'm glad to hear that you found me pleasant to work with. I understand that being informed in advance is crucial, and I'm sorry if there were moments that seemed rushed or stressful. I'll take your...
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Customer Service was great. Dave made the process very easy.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you Kevin for your kind words. Making the process smooth and providing great customer service are top priorities for me, and I'm delighted to know it made a difference for you. If you ever have more questions or need assistance in the...
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Josh was extremely helpful throughout the whole process. As first time homebuyers he answered all our questions really quickly and laid out the process really clearly for us.
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Sandy Vick is amazing at her job! As a first time homebuyer, I shopped around a lot. Sandy never pressured us, she was a wealth of information, was very very quick to respond, was always patient, and she worked well with the rest of the professionals...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Dave was great at being available and helping tk to navigate issues as they came up
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Jordan, thank you for your feedback. I'm glad I could be there for you when issues arose and that my availability made a difference. Navigating challenges is an essential part of the process, and I'm pleased to have been able to assist. If...
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows