Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Dave was very attentive and connected with me regularly while I was purchasing my home. He will always be first in my mind for recommendations to others or for me personally. Thank you!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Daniel, it's great to know that my attentiveness and regular communication were helpful to you during your home purchase. Your trust and willingness to recommend me mean a lot. If you ever have further questions or need assistance, don’t hesitate...
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Dave was very helpful and always willing to assist in any way. The transaction went very smooth and he was a man of his word which I highly regard!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
It's great to know Doniella that you found the transaction process smooth and that I could assist you effectively. Being trusted and regarded positively in our collaborations is truly important to me. If there's anything more I can do for you...
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The entire loan process with First State Mortgage particularly with our loan officer, Milissa Ommen was incredibly smooth. She was fast, efficient, and made everything easy to understand. We couldn’t be happier. Highly recommend!
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!
Dave is a great knowledgeable resource that was great to have in my corner for the home buying process.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Alex, I'm glad to hear that you found my support beneficial during your home buying process. It's important to me to be a reliable resource for clients. If there's ever anything else you need or have questions about in the future, feel free...
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Dave was on top of everything and made sure to always communicate with everything he needed.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Bradley, thank you for sharing your experience. I'm glad to hear that my communication efforts were helpful throughout the process. Staying on top of everything is important to me, and I'm grateful that it made a difference for you. If there's...
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Highly recommend using First State Mortgage! We used Milissa Ommen to purchase a home out of state actually. She mad the process easy and efficient!
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Easy and answered any questions I had.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm glad to hear the process was easy for you, Cassidy, and that I could assist with any questions you had. Providing clarity and support is important to me, and I'm pleased it made a difference for you. If you need anything else in the future...
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Dave was great to work with and was very helpful through the whole process.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
It's wonderful to hear that you found our work together helpful throughout the process, Mark. I aim to provide the best support and guidance, so knowing you had a positive experience is valuable feedback for me. Should you have any questions...
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Dave is very reliable and helpful.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Kristi, thank you for sharing your feedback. I'm glad to hear that Lori and you found me reliable and helpful during the process. It means a lot to know that my support was beneficial to Lori and you. If there's anything else you require or...
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David Usiak was very helpful in showing me how to apply for my first home loan and walking me through the process.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Nicholas, I'm grateful for your kind words. It's fantastic to hear I could assist you with applying for your first home loan and guiding you through the process. If you have any more questions or need further assistance down the road, don't...
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows