

Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038

Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
We have worked with many times in the past, and we always call him for our home purchasing or refinancing needs, because he is a great advisor and communicator of what is in your best interest.
Dave answered all my questions promptly, and helped us close on time, even when we had a tight timeline in the end. He was very helpful and pleasant.
Dave worked very hard on getting us the best rates! After locking in the best rate, he set up our refinancing very quickly and smoothly. Thanks Dave! It was so easy for us! Making it easy I am sure comes from a professional and knowledgeable...
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Dave made the refinance process so easy to understand and followed up with us every step of the way. There were no surprises during closing and everything went as smoothly as possible.
Dave made the refinancing process quick and easy.
Have used Dave for refinancing for several years. Being out of state can make it a challenge, but he always makes it happen.
Dave was there for us whenever we needed him, including weekends and evenings. He met with us to go over loan options. He checked on us several times to answer questions we had. Leading up to the closing we were able to conveniently sign and...
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Dave does an excellent job of breaking down the process into terms even the layperson can understand. He's great at making an often confusing or stressful process into something understandable and easy. He's an indispensable resource for the...
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Dave has excellent follow up and was able to get me better rates than my current lender. Dave was thorough in his explanations. He was there with us every step of the way. I Love doing business with him and always recommend him to family and...
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Great communication, timely resolution in matters needing attention, friendly service!!!
461–470 of 862
About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows