

Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038

Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
I have great experience with dave very good people
DesaRae was great to work with! She is professional, knowledgeable about multiple loan products, and is quick to respond to your inquiries. She anticipated many of my questions, which was a tremendous help. She worked diligently to ensure that...
read more
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Dave was very honest and upfront with me. He clearly explained the process of refinancing. I was happy with the efforts he put forth to get me the best interest rate available at the time.
Took Buyer form Beginning to End. Great Job. Always answered my calls. Al Legg
Dave did a great job.
We have gone with 1st State Mortgage for our last 3 homes, Dave Usiak is wonderful to work with!
Great loan officer!
Dave goes above and beyond for his clients!
Dave is a trusted advisor who is always personable and flexible!
Answered questions quickly, he got back to me the SAME day on anything I needed to talk to him about. His timeliness was very important to me and I believe helped the process go that much quicker.
471–480 of 862
About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows