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Dave Usiak - Senior Mortgage Loan Originator | NMLS# 638038 in Minneapolis, MN

Dave Usiak

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Senior Mortgage Loan Originator | NMLS# 638038

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Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage. He has lived in Blooming... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • FTP
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    Rodolfo H
    Bloomington, IL
    Posted on September 16th, 2020 08:51 PM
    I have great experience with dave very good people
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    Ginger M
    Posted on September 14th, 2020 09:39 PM
    DesaRae was great to work with! She is professional, knowledgeable about multiple loan products, and is quick to respond to your inquiries. She anticipated many of my questions, which was a tremendous help. She worked diligently to ensure that...
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    Reply from Owner
    January 9th, 2026 09:31 AM
    Thank you!!
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    Tara C
    Bloomington, IL
    Posted on September 9th, 2020 10:58 PM
    Dave was very honest and upfront with me. He clearly explained the process of refinancing. I was happy with the efforts he put forth to get me the best interest rate available at the time.
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    Alan K
    Normal, IL
    Posted on September 9th, 2020 07:18 PM
    Took Buyer form Beginning to End. Great Job. Always answered my calls. Al Legg
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    James I
    Heyworth, IL
    Posted on September 9th, 2020 04:38 PM
    Dave did a great job.
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    Angela F
    Normal, IL
    Posted on September 9th, 2020 02:46 PM
    We have gone with 1st State Mortgage for our last 3 homes, Dave Usiak is wonderful to work with!
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    Beth H
    Bloomington, IL
    Posted on September 6th, 2020 02:44 PM
    Great loan officer!
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    Matt H
    Normal, IL
    Posted on September 6th, 2020 02:21 PM
    Dave goes above and beyond for his clients!
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    Caroline O
    Alpharetta, GA
    Posted on September 6th, 2020 12:59 PM
    Dave is a trusted advisor who is always personable and flexible!
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    Ryan H
    Bloomington, IL
    Posted on September 6th, 2020 11:41 AM
    Answered questions quickly, he got back to me the SAME day on anything I needed to talk to him about. His timeliness was very important to me and I believe helped the process go that much quicker.
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    About
    Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage. He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas. It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 638038
      May 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current
    Memberships
    • Director - Chicago District Golf Association
    • Mid-Central Association of Realtors
    • MIRA RPAC Committee
    • View All
    Addresses and Serving Areas

    Year Started

    1982

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 638038
    Awards
    Top 100 LO Custome...
    MIRA Affiliate of ...
    Hobbies
    • Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
    • Enjoy a round with friends, old and new and of course going to the gym; reading as time allows