Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
He is great advisor and meticulously took me through the process. Thanks to him and best wishes
When rates got low, I called Dave to inquire about refinancing. We we decided to move on it, Dave kept me advised during the entire process. Glad we did it and did it thru him.
I’m a first-time homeowner that was recommended to Dave Usiak and he went above and beyond! He answered all my questions, gave advice, and helped prepare me for it. I would 100% recommend his services to others
Everything was done on time with a lot of communication. No problems.
First-time home buyer and Dave walked me through it every step of the way.
Dave always fully answered all of the tons of questions that I had when it came to refinancing our home as well as in the past when purchasing. He always looked for the best outcome for us which made him very easy to trust. We have financed...
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Definitely recommend working with them, especially with Tom Thiel. He made the process super simple and fun, especially for a first-time homebuyer! He answered any and all questions I had, was able to lock down a great rate, and made sure everything...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
During this unprecedented times it was great to be able to count on First State Mortgage for my refi.
Dave was proactive in seeing how a new loan would be valuable to me. We had just refinanced a few months earlier at a significantly higher rate.
Honest and pleasant to work with.
451–460 of 862
About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows