Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Have known Dave and worked with him for the past 20 years and have always had successful closings and happy clients that I have referred Dave to! He is currently helping two of my clients with their purchase of their house and refinancing as...
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Very professional with clients
Absolutely wonderful experience working with you on my refi. Everything went smooth and easy. I will recommend you to everybody I know and meet. I can't thank you enough.
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Grant has done a great job over the years with our Mortgage needs. His knowledge and work ethic are top notch!
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!
Dave and his team always makes it so easy to do business. They kept us informed throughout the entire process. It is always a pleasure to work with Dave.
Dave was super helpful and made the process painless!
DesaRae is extremely knowledgeable, helpful, and friendly. She is quick to reply and so easy to work with.
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Even though we had last minute issues with the new house, Dave was amazing and calming for us. He stayed positive and helped us realize our dream of a country home. We would highly recommend Dave and his team for your house financing. Thanks...
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Mr. Usiak is very attentive, great at follow-up answers to questions, and speaks in layman's terms so you can understand the mortgage process as clearly and comfortably as possible. This was a wonderful first-time homebuying experience and...
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Dave always works with us to figure out the best possible solution for our financial goal!
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows