Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Thanks
Des goes above and beyond to make the process as easy as possible. Whenever I had questions, her reply was prompt and complete. It is a pleasure to work with someone whose interest is to bring a smile to a clients face!
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Dave was great and very knowledgeable throughout the refinance process.
Everything was thoroughly explained along the way, and we were kept constantly in the loop throughout every step of the process.
Dave is friendly and very helpful. He is honest and straightforward with his advice and guidance. I highly recommend working with Dave on your house purchase.
We got it closed with minimal hiccups!
Dave Usiak has received a review with 5 star rating from Andrew O
Reply from Owner
January 9th, 2026 09:31 AM
Thanks!
This is my 2nd time using Dave. He is very professional and always does a great job. Smooth and easy process. We are very pleased with his services.
Dave is a genuine, understanding, respectful, and hard working man. He is always smiling and he is full of answers, even to obscure questions that aren't well-phrased. We are thoroughly pleased with his attitude and performance. He listened...
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows