Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
We had a phenomenal experience working with Tom Thiel. He answered every one of our many questions, and helped us to understand all of our options. He was communicative, friendly and professional. We can’t recommend Tom and First State Mortgage...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Dave made the process seamless and advised on exactly what I needed to provide. Quick and easy process!
Highly recommend working with Dave and First State Mortgage. They were extremely professional and efficient.
Dave at FSM was very helpful from start to finish in our home buying process. All questions were answered promptly and he would draw up several estimates based on my input. I could not recommend FSM and Dave Usiak more.
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!
Dave does a great job!
Dave Usiak has received a review with 5 star rating from Julio R
Reply from Owner
January 9th, 2026 09:31 AM
Thanks!
Dave always communicated with me, helped, and guided me through the whole process. He is pleasant to work with. Dave always returned my calls. Dave is just a pleasant gentleman overall.
Loved working with Dave.
Very quick responses to all questions.
Dave was very nice and terrific to work with!
Very easy to work with and made me refinance easier than anticipated!
421–430 of 862
About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows