Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Did an amazing job for me and my family when another lender almost made us lose the house we wanted. Can't recommend highly enough.
Jackie Jackson is the best! She’s fast, responsive, and very nice! Great to work with. I’m a repeat customer and would highly recommend.
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Easy to contact. Explained everything.
Never received a phone call back abt
My pre approval
Do not recommend
Just closed on my 2nd house purchased with DesaRae as my loan officer. Didn't even search for the best rates this time around and went straight to her. She's knowledgeable, personable, professional, patient, and persistent. Both times I have...
read more
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
David was wonderful to work with.
Dave kept all parties informed/updated every step of the way. Thanks!
We've used Grant and his team for our last two home purchases and would highly recommend him. They made the stressful mortgage process easier with quick responses and willingness to answer our questions.
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Dave was very pleasant and respectful.
Dave worked through challenges that came up very efficiently.
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows