

Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038

Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Tom was great start to finish!
He was able to get my home closed on in 9 days!!!!
If you are wondering who to contact for buying your first home, like me, then you only need to reach out to Tom ... he will get things done!
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!
Dave and Chad worked with me and my wife and it all worked out great and they were very professional.
Grant was amazing to work with!!! He was always available, answered all of my questions and put my worries to rest with his recommendations and insight. He is very knowledgeable and I’d highly recommend him for your mortgage needs!!!
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Dave is always on top of everything.
Just having Dave and Kristine there for me anytime I called or had questions
David what it made it that way!
Dave provided a great level of communication even during the time he was out of office. It was greatly appreciated during a fast close.
Dave was a motivator and an excellent mentor throughout the process of dealing with VA and the realtors. On many occasions I called Dave before I called my realtor. If it wasn’t for Dave and my attorney, I would not be in a home right now.
Dave has a wealth of knowledge that most loan officers do not have here in town.10/10!
Experience, knowledge, communications
291–300 of 862
About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows