

Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038

Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Dave did a great job. Very thorough and mindful of my requested closing date. Thank you so much First State. I will definitely recommend to friends and family.
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!
Dave is great! He provided excellent service and made himself available to answer all of my questions. He helped me understand concepts that I was not familiar with. His communication was consistent and clear. I will be referring my family...
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Dave was great to work with and went above and beyond for me. Thank you Dave.
I worked with DesaRae Ludolph, she is great at answering questions in a timely manner and explaining every detail. Whatever issue comes up in the home buying process, she works with you as best as she can to resolve the issue. She is informative...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
For a first time home buyer Dave and Lia made this easy. They answered all of the questions I had, and put up with all my quirks. I appreciate all that they did for my family. They made it possible for me to be a homeowner. Thank you both again...
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Dave kept us informed every step of the way
Always on top of your game :) and we appreciate that greatly
Dave was always available to answer any questions I had during this process. He was very easy to work with and I would highly recommend him to anyone!
Very fast response time from Dave as he also makes himself well availible. As a first time home buyer all of my million questions were answered and everything was explained very well. Everything was quick and smooth.
Dave was great to work with. My buyer was in a bit of a bind and he was able to get the whole situation under control and did it quickly. Cannot wait to work with him again.
311–320 of 862
About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows