Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Dave was very helpful, efficient and patient with us
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you had a positive experience working with me at First State Mortgage, Unyque. Your satisfaction is my top priority, so it's great to know that you found my assistance helpful, efficient, and patient. I'm always here...
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Just that Dave made it is so easy and he is very friendly
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear about your positive experience, Evan! Ensuring the loan process is straightforward and comfortable for you is my priority at First State Mortgage. I appreciate your kind words and the outstanding rating. Let me know if...
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Dave Usiak has received a review with 5 star rating from Ryan E
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
That you weren’t pushy and talked me through everything and made sure I understood and were always there if I had any questions
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm really glad to hear that you appreciated my approach, Adam. It's crucial to me that my clients understand every step of the process and feel comfortable asking questions. It was a pleasure to guide you through your conventional loan with...
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We recently bought a house using First State Mortgage. Our first contact with the lender was positive, and we were confident enough to move forward with them. However, as time went on, it became much more difficult to communicate. The loan...
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Great communicaion
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm really glad to hear that you appreciated my approach, Adam. It's crucial to me that my clients understand every step of the process and feel comfortable asking questions. It was a pleasure to guide you through your conventional loan with...
read more
Dave has helped me twice to buy a home and he made each transaction smooth and painless. He has great knowledge of what is available as the buyer and what would work best for me and my situation.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm really glad to hear that you appreciated my approach, Adam. It's crucial to me that my clients understand every step of the process and feel comfortable asking questions. It was a pleasure to guide you through your conventional loan with...
read more
Dave was always on top of the process and made sure everything was taken care of on time. Not all loans are easy but he definitely does what it takes for his clients.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm really glad to hear that you appreciated my approach, Adam. It's crucial to me that my clients understand every step of the process and feel comfortable asking questions. It was a pleasure to guide you through your conventional loan with...
read more
I told Dave what I was wanting to do and he told me what my options were with full explanations. Dave also kept informed step by step throughout the purchasing process.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm really glad to hear that you appreciated my approach, Adam. It's crucial to me that my clients understand every step of the process and feel comfortable asking questions. It was a pleasure to guide you through your conventional loan with...
read more
David was very easy to work with every step of the process. He was great at communicating when docs needed sent in or signed. He was able to get our closing date moved up so we were able to get in the house before school started.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm really glad to hear that you appreciated my approach, Adam. It's crucial to me that my clients understand every step of the process and feel comfortable asking questions. It was a pleasure to guide you through your conventional loan with...
read more
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows