Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Dave was great to work with!! He always answered all my questions and very quick. He was a pleasure to work with and even came to the closing.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm really glad to hear that you appreciated my approach, Adam. It's crucial to me that my clients understand every step of the process and feel comfortable asking questions. It was a pleasure to guide you through your conventional loan with...
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Dave communicate effectively and I appreciated his demeanor. Some lenders ignore agents in transactions and he did the opposite! I was respected and kept informed throughout the entire transaction. I appreciate that.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
It was a pleasure working with you, Jarrin. I'm glad to hear you felt respected and informed throughout the whole process. Communication is key, especially in important transactions like these. Your feedback is greatly appreciated and it encourages...
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Dave was very thorough in his communication throughout the transaction
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm glad to hear that you found my communication throughout your FHA loan transaction to be thorough, Crystal. It's essential for me to ensure my clients are well-informed every step of the way. Your positive feedback and the 5-star rating...
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Dave was very helpful and explained all the ins and outs of the mortgage process very well even despite a few oddities on the documentation side. He always made sure I knew where we were at in the process and what was coming next.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm glad to hear that you found my communication throughout your FHA loan transaction to be thorough, Crystal. It's essential for me to ensure my clients are well-informed every step of the way. Your positive feedback and the 5-star rating...
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Dave helped us with meeting the requirements of an FHA Loan and FDA grant and reserving funds for that at the beginning of our homebuying despite there were few loans left and despite our unique circumstances which normally may have prevented...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you for your detailed review, Robert. I'm thrilled to hear that you were satisfied with the service you received from First State Mortgage. Your situation was indeed unique, but every client deserves our best efforts, and I'm glad we...
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Dave is an excellent communicator and provided weekly updates to my buyers on how their loan was progressing. He was enjoyable to work with and readily available to answer questions. I look forward to working future transactions with First...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
Hi Reid, I'm absolutely delighted to hear your positive feedback. It's always been my goal to keep communication open and make sure my clients are updated every step of the way. I'm glad to know this was appreciated.It was a pleasure working...
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Dave was amazing! He went above and beyond to help me. He was always available to answer all my questions.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Mary, I'm thrilled to hear that you had a positive experience with me at First State Mortgage. Your feedback is greatly appreciated and I'm glad I was able to help you with your conventional loan. If you ever have more questions or need assistance...
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smooth transaction!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you had a great experience with me, Tara. Communication is a top priority at First State Mortgage, and I'm glad that both Lia and I could keep you updated throughout the loan process. It's an honor to be your go-to...
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Professionalism
Helped navigate through this complicated process. Definitely will recommend to friends and family.
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows