Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Helpful, knowledgeable, offering value within the product, and was available when needed for contact.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you had such a positive experience with your FHA loan, Matthew. Ensuring that I'm available and able to provide valuable knowledge to my clients is always a top priority, so I'm glad I was able to meet your expectations....
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There was great communication about the progress on our loan approval and someone was always available to answer any questions we had.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear about your positive experience, Claire! My priority at First State Mortgage is to ensure smooth communication and availability throughout the loan approval process. Your review reaffirms the hard work I put in every day....
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Dave works diligently for his clients to make the loan process a positive experience!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear you had such a positive experience, Gabriella! I always strive to keep my clients informed and comfortable throughout the mortgage process, and I'm glad I was able to do that for your FHA loan. Your recommendation means...
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Dave Usiak has received a review with 5 star rating from Ryan E
Reply from Dave Usiak
October 8th, 2023 12:00 AM
Thank you!!
Great transaction! Dave engaged fully throughout and solved all issues to close on time!! Thanks Dave!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear you had a great experience with our loan process, Barry! It was truly a pleasure working with you as well and I'm glad I could help resolve any issues that came up. Ensuring a smooth transaction and closing on time is always...
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Dave had great communication with us throughout the whole process.He was timely with all the documents that we were suppose to have.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you had a positive experience with our communication and the timely manner in which we handled your documents, Rasheed. It's always our goal at First State Mortgage to make the conventional loan process as smooth and...
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Working with DesRae was a very positive experience! She is very knowledgeable and has a lot of patience all while maintaining professionalism. I would recommend First State Mortgage of Bloomington , Il for your next mortgage! I’m so thankful...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!
Randy was very professional and kept me updated at each stage of loan. He provided excellent customer service and was there to answer my queries and concerns. Thank you, Randy!
Communication was excellent!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Heather, I'm thrilled to hear that you found our communication excellent. Your satisfaction is my top priority and I'm glad I was able to deliver that during your conventional loan process. Thanks for taking the time to leave such a fantastic...
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Responsive and experienced
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you for the glowing review, Mary! I'm thrilled to hear that you found my services responsive and experienced. It was a pleasure to assist you with your conventional loan at First State Mortgage. Your satisfaction is my top priority, and...
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows