Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Dave was very knowledgeable and was able to help us through the process as first time buyers! Any questions we had he was able to answer and was always happy to help.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear about your positive experience, Erin. As a first-time buyer, I know it can be a somewhat daunting process, but I'm glad I could provide the assistance you needed. I always strive to ensure my clients are well-informed and...
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Communicated very welll.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you had a 5-star experience with First State Mortgage, Jill! Communication is key in our line of work, so it's great to know that this aspect stood out during your conventional loan process. I appreciate your feedback...
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Milissa OmmenSenior Loan Officer | NMLS# 689949First State MortgageMilissa has been a fantastic resource throughout my loan process. She's very dedicated and a fantastic communicator. I would highly recommend Milissa and First State Mortgage...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
We couldn’t ask for a better Loan Officer than Grant. He’s very knowledgeable and extremely nice. There were times we thought we were annoying him beyond words, but never did he say he was, and never did he ignore our calls or texts. He also...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
When we first contacted First State Mortgage our lender was very positive and helpful, after time went on and more questions were needing answered he demanded we not contact him on the phone rather than through email. He only wanted our loan...
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Dave was extremely helpful and helped me have a smooth experience getting my first home!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm really glad to hear that you had a smooth experience getting your first home, Matthew! It was my pleasure to assist you through the process. Your positive feedback means a lot to me and to the entire team at First State Mortgage. Thank...
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Dave was amazing with the communication and working through some small issues during the transaction. He called weekly and communicated all updates with me throughout the process making it very easy to know what was going on during the entire...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you had a positive experience, Angie. Your feedback means a lot. I strive to keep my clients and their buyers informed every step of the way and I'm glad to know that our communication was effective during your transaction....
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Communication was great!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thanks for the fantastic review, Liz! I'm thrilled to hear that you found our communication at First State Mortgage to be great. We strive to keep our clients informed every step of the way. It was a pleasure assisting you with your conventional...
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DesaRae was the lender in a home purchase where I represented the sellers. She was communicative, provided regular updates, and closed quickly and on time. I would gladly work with her again. [Licensed REALTOR, Taylor Realty Associates, Mahomet,...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Dave Usiak has received a review with 5 star rating from Rick S
Reply from Owner
January 9th, 2026 09:31 AM
Thanks!!
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows