Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
David was always very available to talk about problems that arose.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you had such a positive experience, Michael! It's my goal to be always available for my clients, especially when unexpected issues come up. Working together, we can navigate through any problem that arises. I'm glad...
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Another great transaction. Thanks David!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thanks a lot, Kristi! I'm thrilled that you had another great experience with our services at First State Mortgage. It's always a pleasure to assist with your loan needs. Your positive feedback motivates me to continue delivering top-notch...
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I appreciated the way David kept in touch me on the buyer's loan process, appraisal, etc. He did an excellent job!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you so much for the 5-star review, Joyce! I'm thrilled to hear that you found my updates on the loan process and appraisal useful. I aim to keep my clients informed every step of the way. Your positive feedback validates that effort....
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Dave was very communicative throughout the whole process. He was thorough in explaining the different terms of the loans and certain programs for which I qualified. I highly recommend working with him!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Hey Wyatt, I'm thrilled you found our sessions informative! I always aim to make the loan process as transparent and understandable as possible. Your feedback serves as a solid affirmation of this approach. I thoroughly enjoyed working with...
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Carol Fritz at FSM would be my go to for any mortgage! I've followed her around in the mortgage community prior to her coming to FSM and they are lucky to have Carol work with them!! She was just as excited as I was for me to buy a house and...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
Dave was recommended to us by a realtor we had worked with several years ago and was great from start to finish with the whole process. It took us some time to find the right property and he picked up right where we left off each time we needed...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
Hi Kyle, I'm thrilled to hear that you had such a positive experience and a smooth process with your loan. Your trust and satisfaction is my top priority, so I'm glad to have been able to assist in finding the right property and ensuring a...
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Dave was great to work with. Always letting us know how the transaction was going. Very smooth closing.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you so much, Janet, for the outstanding review and the 5-star rating! I'm thrilled to know that you felt we had a smooth process and closing, and that you were pleased with how I kept you updated throughout the process. It was a pleasure...
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Everyone was very fast at responding and making sure we knew everything upfront unlike some other bad experiences we had at another mortgage company. Dave called us and messaged daily making sure we didn’t need anything else from him and made...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
Hi Katie, I'm really glad to hear about your positive experience with First State Mortgage and me. It's important to us to keep our clients informed and comfortable throughout the mortgage process. Knowing that you appreciated our responsiveness...
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Randy was quite helpful in explaining exactly what we needed to do, financially, to purchase our new home. He, also, kept us in the loop. I highly recommend Randy, at First State Mortgage, if you're thinking about buying a home!
It was great experience to work with Dave. I am a first time home buyer and he helped me a lot with answering my repetitive questions. I strongly recommend him as a financial consultant for home buying agent
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Hey Kumaran, thank you so much for your kind words and the 5-star rating! I'm thrilled to hear that you had a great experience working with me at First State Mortgage. As a first-time homebuyer, I know the process can be quite overwhelming,...
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows