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Dave Usiak - Senior Mortgage Loan Originator | NMLS# 638038 in Minneapolis, MN

Dave Usiak

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Senior Mortgage Loan Originator | NMLS# 638038

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Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage. He has lived in Blooming... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(309) 825-2709
Minneapolis, MN
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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Range
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • SFTP
    R
    Ryan D
    Normal, IL
    Posted on April 8th, 2024 06:04 PM
    Dave communicated really well, making himself available nearly all the time, and gave clear and helpful advice.
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    I'm glad to hear that you had a positive experience, Ryan! It was my aim to make the loan process smooth for you by being available and providing clear advice. I appreciate the 5-star review and am here to help with any future needs at First...
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  • SFTP
    M
    Mike H
    Normal, IL
    Posted on April 5th, 2024 12:59 PM
    I Have used David for years. He is professional and communicates everything in a timely manner.
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    I truly appreciate your review, Mike. It's always a pleasure working with you and I'm glad to hear you're satisfied with my service. At First State Mortgage, we always strive to ensure everything is communicated promptly and professionally....
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  • SFTP
    J
    Jim F
    Normal, IL
    Posted on March 25th, 2024 01:49 PM
    professional and dependable as always.
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    I'm thrilled to hear that your experience went smoothly, Jim. Your feedback is truly appreciated and I'm glad that I was able to assist you. Always here to provide professional and dependable service. Thank you for the stellar rating! Looking...
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  • SFTP
    J
    Janice M
    El Paso, IL
    Posted on March 21st, 2024 10:04 AM
    Dave took his time and walked me through the whole home buying process after I experienced a horrible situation with another bank. He was working with me before I even started the process and explained to me everything I needed to do and have...
    read more
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    Thank you so much, Janice, for taking the time to share your positive experience. It was indeed a pleasure to guide you through the home buying process, especially after the challenges you faced elsewhere. It's great to hear that I could make...
    read more
  • SFTP
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    Carrie D
    Le Roy, IL
    Posted on March 13th, 2024 02:11 AM
    Dave’s communication, and experience helped make this transaction possible.
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    I'm thrilled to hear that your experience was a positive one, Carrie! Your feedback means a lot to me. It's always my goal to provide clear communication and use my experience to make each transaction as smooth as possible. I'm glad I could...
    read more
  • SFTP
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    William R
    Downs, IL
    Posted on March 12th, 2024 04:40 PM
    Dave was informative and communicated clearly at each step.
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    I'm thrilled to hear that you had a positive experience, William. It was my pleasure to guide you through each step of your loan process at First State Mortgage. Clear communication and closing on time is something I strive for and I'm glad...
    read more
  • SFTP
    K
    Kraig H
    Normal, IL
    Posted on March 7th, 2024 06:23 PM
    Dave is always on top of things and is such an easy person to talk to. He really listens to your needs and takes the time to explain your options so you understand what to expect. I can’t say enough great things. Very personable and professional....
    read more
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    Hi Kraig, your words mean the world to me! I'm really thankful for your trust in First State Mortgage and me. I always strive to keep my clients informed, ensuring a smooth and understandable process. It was a pleasure helping Amanda and you...
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  • SFTP
    K
    Kimberly C
    Bloomington, IL
    Posted on March 7th, 2024 12:28 PM
    Dave was unbelievably the most kind, helpful, available, knowledgeable and professional loan officer I have ever worked with. Thank you Dave!!
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    I'm incredibly grateful for your kind words and high rating, Kimberly! It was a pleasure to work with you on your new beautiful home. At First State Mortgage, we always strive to provide the best service and make the loan process as seamless...
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  • SFTP
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    Nathan B
    Normal, IL
    Posted on March 6th, 2024 09:25 PM
    Dave was great about giving us phone calls to stay updated on how the transaction was going. We always were in the loop when items were completed. Great service & communication!
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    Thrilled to hear that you found the service and communication satisfactory, Nathan. Keeping you in the loop during loan process is part of our commitment at First State Mortgage. Your high rating of 4.83 stars is highly appreciated and it motivates...
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  • SFTP
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    Joseph P
    Le Roy, IL
    Posted on March 4th, 2024 09:23 PM
    Dave was great helping us buy our first house. Would recommend him to anyone!
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    I'm incredibly grateful for your kind words, Joe. It was truly a pleasure helping Layna and you secure your first home through First State Mortgage. Your recommendation means a lot to me. I'm here for any future needs or questions you may have....
    read more
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    About
    Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage. He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas. It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 638038
      May 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current
    Memberships
    • Director - Chicago District Golf Association
    • Mid-Central Association of Realtors
    • MIRA RPAC Committee
      • View All
    Addresses and Serving Areas

    Year Started

    1982

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 638038
    Awards
    Top 100 LO Custome...
    MIRA Affiliate of ...
    Hobbies
    • Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
    • Enjoy a round with friends, old and new and of course going to the gym; reading as time allows