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Dave Usiak - Senior Mortgage Loan Originator | NMLS# 638038 in Minneapolis, MN

Dave Usiak

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Senior Mortgage Loan Originator | NMLS# 638038

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Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage. He has lived in Blooming... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(309) 825-2709
Minneapolis, MN
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
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    Trenton H
    Posted on May 15th, 2024 02:08 PM
    Working with DesaRae was an absolute breeze. She has incredible patience and care with and for the people she works with. She made the house buying process easy
    Reply from Owner
    January 9th, 2026 09:31 AM
    Thank you!!
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    Shannon C
    Normal, IL
    Posted on May 13th, 2024 06:56 PM
    Dave is the best. Thorough, easy to work with, and was always available for questions.
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    I'm really glad to hear that you had such a positive experience, Shannon! Making sure my clients are well-informed and comfortable with the process is a top priority for me at First State Mortgage. I was happy to be available for your questions,...
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    Nick B
    Posted on May 11th, 2024 01:24 PM
    Dave Usiak has received a review with 5 star rating from Nick B
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    Chase P
    Posted on May 7th, 2024 06:33 PM
    I would recommend josh to anyone looking to buy a home. As a first time home buyer he kept us informed and was very communicative!
    Reply from Owner
    January 9th, 2026 09:31 AM
    Thank you!
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    Colleen S
    Posted on May 4th, 2024 11:24 PM
    Excellent experience working with Randy Clark! He guided us through the entire process and made it as seamless as possible
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    Amy Z
    El Paso, IL
    Posted on April 29th, 2024 03:26 PM
    I’ve used Dave for many closings and he’s always been great! I would highly recommend!
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    Thank you for the kind words Amy. it was my pleasure working with Bubba and you on your new beautiful home! Let's stay in touch. Give Bubba my best!
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    Tyler G
    Posted on April 23rd, 2024 05:33 PM
    We were first time homebuyers and Ron was extremely responsive and knowledgeable!
    Reply from Owner
    January 9th, 2026 09:31 AM
    Thank you!
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    Trace B
    Posted on April 23rd, 2024 03:47 PM
    Milissa from First State Mortgage was excellent at helping guide me through my first time buying a home. She was quick to respond and always patient when answering all the questions I had for her. I would absolutely recommend using First State...
    read more
    Reply from Owner
    January 9th, 2026 09:31 AM
    Thank you!
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    Cathy A
    Peoria, IL
    Posted on April 22nd, 2024 04:33 PM
    Good Communication and Dave is very Pleasant to work with.
    Reply from Dave Usiak
    August 31st, 2026 02:02 PM
    I'm delighted to hear that you had a positive experience, Cathy. It was a pleasure working with you on Britney's sale. I always strive to provide clear communication and make the process as seamless as possible for my clients. Your feedback...
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    Michelle B
    Posted on April 9th, 2024 03:01 PM
    Dave Usiak has received a review with 5 star rating from Michelle B
    Reply from Owner
    January 9th, 2026 09:31 AM
    Thank you!
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    About
    Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage. He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas. It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 638038
      May 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current
    Memberships
    • Director - Chicago District Golf Association
    • Mid-Central Association of Realtors
    • MIRA RPAC Committee
      • View All
    Addresses and Serving Areas

    Year Started

    1982

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 638038
    Awards
    Top 100 LO Custome...
    MIRA Affiliate of ...
    Hobbies
    • Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
    • Enjoy a round with friends, old and new and of course going to the gym; reading as time allows