

Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038

Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Dave's knowledge and responsiveness provide a best-in-class experience!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you had a best-in-class experience, Wendy! Your feedback serves as a great motivation for me to continue providing top-notch service. I'm always here to offer my expertise and assist you with your conventional loan...
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David is a great lender with on point communication. And he cares about the people he is helping. He wants to make sure they are happy and taken care of in all aspects. He is very professioal and I would trust him with any of my clients to...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
Hi Ryann, I am truly grateful for your valuable feedback and the perfect rating. Your kind words are the motivation that keeps me dedicated and passionate about what I do at First State Mortgage. Ensuring customer satisfaction in every aspect...
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Dave is very experienced and professional.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear such positive feedback, Rick! It's always gratifying to know that my experience and professional approach are appreciated. Helping with your conventional loan was a pleasure and I'm glad I could contribute to making your...
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This was a quick and smooth close.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you found your experience with First State Mortgage to be quick and smooth, Cristi. Your satisfaction is my top priority, and your lovely review is the affirmation of the effort I put into each loan process. If you...
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Always great to work with you!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you, McKenzie, for your kind words and stellar rating. I'm thrilled to hear that you had an excellent experience working with First State Mortgage. I'm always here to help you with your conventional loan needs. Looking forward to our...
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Smooth transaction. Dave made it easy!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm really pleased to hear about your smooth transaction, Beverly! It was my pleasure to make the process easy for you. Thanks a lot for the fantastic 5-star rating and the kind review. I'm here at First State Mortgage anytime you need assistance...
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Dave was wonderful to work with. He listened to all my concerns and was great at finding answers and providing options, as well as walking me though “the big picture.” I would recommend Dave to my friends because he very knowledgeable and is...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
Hi Lisa! I'm genuinely thrilled to hear your positive feedback. It was a pleasure assisting you through the mortgage process and addressing your concerns. I'm glad that my knowledge and approach contributed to your successful home ownership...
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I have know and worked with David for the last 22 years and have been extremely happy and always my clients have thanked me to have them referred to David Usiak.Thank you David for all your help throughout the whole process of financing and...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
Liliana, I am really touched by your kind words. It has been an absolute pleasure to work with you and your clients over the past 22 years. I am grateful for your trust in me and First State Mortgage to assist in the financing process. Your...
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Great experience.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear you had a great experience, Grace! Your positive feedback means a lot to me and the entire team at First State Mortgage. I'm glad to have been able to assist you with your FHA loan and hope to serve you again in the future....
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The worse experience with anything i have ever done in my life that involves money transactions and a loan to my name that is this serious should be taken alot more serious than going golfing when my paperwork is fluttering out in the wind...
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows