Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Even though David was the loan officer for the buyer of my client’s home, he made contact with me every week to let me know where everything was at with the file. That was very helpful from a seller side. I also appreciated seeing David at...
read more
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear your positive feedback, Lindsay! It was essential for me to keep everyone involved in the loop and ensure a smooth process. I'm glad my efforts made a positive impact on you, even from the seller's side. Your recognition...
read more
Always on top of all of the details and very professional.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I sincerely appreciate your positive feedback, David. It's great to know that my efforts to stay on top of all details and maintain professionalism have been recognized and valued. Your satisfaction is my main goal. If you need any further...
read more
Dave was so patient, kind, and did a wonderful job explaining everything to me in a way I could understand since this was the first time I went through the home buying process!! 😊
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm truly grateful for your kind words, Ashlee. Guiding you through the home buying process was my pleasure, and I'm thrilled to hear that you're content with the service you received. It was important to me that you felt comfortable and understood...
read more
Grant Bellis and his support team made my home buying experience an easier than expected event. I appreciated the kind and one step at a time attitude. I highly recommend this lender.
Reply from Owner
January 9th, 2026 09:31 AM
Thank you!
Level of service and advice.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you for your review, Jason. I'm really pleased to hear that you were satisfied with the service and advice provided. At First State Mortgage, we always aim to deliver a high standard of service. Your rating of 4.83 out of 5 stars truly...
read more
Dave was great to work with. Very informative and helpful!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you had a positive experience working with me, Jay. Your feedback is greatly appreciated. At First State Mortgage, we strive to provide informative and helpful service. Your review validates our efforts, and I'm glad...
read more
Dave helped us get all the help possible as first time home buyers!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm glad to hear that you found my assistance valuable, Jonah. The journey to becoming first-time homebuyers can be quite intricate and my goal is to make it as smooth as possible. Your review and rating of 3.66 stars is appreciated and it...
read more
Dave was always quick to respond, and was helpful in making sure I understood the entire process. He made sure we had all paperwork to ensure everyone’s jobs could be done and our closing was smoother because of it.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Lindsay, I'm thrilled to hear that you had a smooth experience with your loan process at First State Mortgage. Providing quick responses and ensuring that you fully understand the process is always my priority! I'm pleased to know that the...
read more
The ease of uploading documents to the portal along with the clear communication about what was needed and when they were needed made things much easier. Dave provided advice and guidance as needed and checked in throughout the process.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you found the process easy and straightforward, Sara. Ensuring clear communication and providing timely advice is a top priority for me. I'm glad these efforts made your experience with First State Mortgage a positive...
read more
David was there every set of the way. He anticipated things even before they happened and therefore things went twice as smooth. He is always on top of things. He is my go to guy.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you for the wonderful review, Jeanie! I'm thrilled to hear that you had a smooth experience. Anticipating potential issues and staying on top of things is all part of ensuring you get the best service possible. I'm glad I could be your...
read more
151–160 of 862
About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows