Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Very knowledgeable and helpful with every aspect of the process!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you found my assistance beneficial throughout your loan process, Lauren! Your feedback means a lot to me and the entire team at First State Mortgage. We strive to provide our customers with the knowledge they need...
read more
Dave is always great to work with and every transaction with him goes smoothly!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm absolutely thrilled to hear that you found our transactions to be smooth, Jason! Ensuring a seamless process is always my top priority at First State Mortgage. It's great to know that you're satisfied with the service provided. Thank you...
read more
He kept me informed every step of buyer's loan.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm glad to hear you felt well-informed throughout the process, Jay. Keeping my clients updated is a top priority for me at First State Mortgage. I'm thrilled to see the 4.83 out of 5 stars, thank you for your feedback. I enjoyed helping you...
read more
Dave Usiak has received a review with 5 star rating from Evan G
Reply from Owner
January 9th, 2026 09:30 AM
Thank you!!
All that I worked with are so great . I have to give extra kudos to David , this was my first home purchase and he made it seem so easy. He made sure I understood every step and added that extra personal touch with phone calls . I appreciate...
read more
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Hi Elizabeth, thank you for your wonderful review and rating! I'm truly pleased to hear that your first home purchase went smoothly with us at First State Mortgage. Our chief goal is to make the process as simple and understandable as possible,...
read more
I worked with Tom Thiel first last year to secure a new mortgage and then just last month to refinance. Tom was on top of all the details and kept me informed along the way. He also went out of his way to tackle an issue with my HOA that would...
read more
5 star service! Competitive mortgage rate. Rigorous income verification to make sure I can afford the house. Highly recommend this place to home buyers.
Reply from Owner
January 9th, 2026 09:30 AM
Thank you!
Dave Usiak has received a review with 1 star rating from Zoomo C
We have been dealing with Dave for approximately 30 years with multiple loans and refinancing. Dave has always been there to assist us for all our needs with top notch service and dedication while treating as friends instead of clients
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm truly humbled by your kind words, Russell. Being able to serve you for the past 30 years has been a pleasure. It's always been my goal at First State Mortgage to provide exemplary service, and hearing that you've been satisfied with my...
read more
Dave was very helpful in assisting me with buying my first home. He made the pre-approval process very quick and easy and I was able to complete the process over the phone in a matter of minutes. I was confident that I was getting the best...
read more
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Hi James, I'm truly humbled by your kind words and 5-star rating. I'm glad to hear you found the pre-approval process quick and easy and that you felt confident throughout. It was my pleasure to help you understand the mortgage process and...
read more
131–140 of 862
About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows