Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Meeting Grant was the best thing that happened to us!! He helped us with everything, always attentive and answering our questions. I would definitely recommend him always.
Reply from Owner
January 9th, 2026 09:30 AM
Thank you!!
Dave callse weekly to keep me up to date and inform me how the transaction is progressing. He is available even after hours to take my calls. Great to work with.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you, Patricia, for the wonderful review! I'm thrilled to hear that you appreciated the regular updates and my availability after hours. It was a pleasure assisting you with your Conventional loan at First State Mortgage. Your satisfaction...
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We explored many different options with Dave. We didn't feel rushed or pushed into making a decision. Once we decided on refinancing, everything seemed to just fall into place.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm absolutely thrilled to hear that your refinancing process with First State Mortgage was a smooth one, Jenifer. It was my pleasure to assist you in exploring different options and making sure you felt comfortable with your decision. Your...
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Dave was always available to answer questions.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I am glad to receive your response. How can I better improve myself to a 5-star rating experience?
Top notch service from Ron and the team at First State Mortgage. The team were friendly and responsive and really made sure I had a great experience. I highly recommend them.
Reply from Owner
January 9th, 2026 09:30 AM
Thank you!!
All my questions were answered that were asked and in a timely manner.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you had a positive experience with us, Joshewa. It's always my goal to provide prompt and clear responses to all inquiries. Your 5-star review reaffirms the hard work we put into our services at First State Mortgage....
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Dave communicated so well with us and worked with our finacial situation in order to help our dream come true.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear you had such a positive experience with me at First State Mortgage, Patricia. Your review highlights the importance of good communication and personalized financial solutions, both of which were my top priorities throughout...
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From start to finsh David and his team were there to assist us with all our questions and concerns. Dave's communication and recommendations were great and consistent. Dave definitely made our experience as first time home buyers a great one....
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm truly grateful for your kind words, Nicolas. It was my pleasure to be there for you throughout this process and I'm satisfied to know that my advice was useful. Ensuring a smooth experience for first-time home buyers like you is a priority...
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Josh is thoughtful and meticulous. He is compassionate and treats you like a neighbor. He cares about your unique situation and plans and doesn't recommend products unless they are good for your you. We went with Josh when we bought our house...
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Reply from Owner
January 9th, 2026 09:30 AM
Thank you!!
Dave Usiak has received a review with 5 star rating from Tammy D S
Reply from Owner
January 9th, 2026 09:30 AM
Thank you!
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows