

Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038

Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
David was there every step of the way. He went above and beyond what was expected in helping Drew and Larissa.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Jeanie, I truly appreciate your kind words. It was a pleasure working with Drew and Larissa, and I'm thrilled to hear that I could provide the support they needed throughout the process. Going above and beyond is what we strive for at First...
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Dave was ready to talk at any point that I needed to discuss a home that we were interested in.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thanks so much for the kind words, Andrew. I'm really glad I could be there whenever you needed to discuss your home options. It's always my goal to make the process as smooth and accessible as possible. I'm thrilled to have been part of your...
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This was one of the easiest buying experiences I have ever encountered. Grant Bellis was determined and profoundly dedicated to ensuring my home purchase was seamless. Thank you so much! P.S. I thought I had an issue shortly after I closed...
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Reply from Owner
January 9th, 2026 09:30 AM
Thank you!!
The service at First state bank with Grant Bellis and his team is truly phenomenal. As a first time home buyer I really didn’t know what to expect taking my first loan out. Grant and his team helped me through every step and taking the time...
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Very good at communicating and keeping me updated on the loan process!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Kenley, I truly appreciate your kind words. It was a pleasure working with you on your FHA loan, and I'm so glad I could make the process smooth and transparent for you. Clear communication is something I strive for with all my clients. I’m...
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Excellent communication and made the whole process easy to navigate and understand.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thanks, Ryan, for the kind words. I'm glad I could make the FHA loan process smooth and understandable for you. That's always my goal. I appreciate you taking the time to share your experience.
David goes above and beyond for his customers and provides exceptional service!! He was always there throughout the process with great communication! Top notch all the way!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Wow, Kimberly, this review truly made my day! I really appreciate you taking the time to share your experience. It was a pleasure working with you on your FHA loan, and I'm thrilled to hear that you felt supported throughout the entire process....
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Ron Briscoe and his team are beyond excellent to work with from day one. He even started working with me on a Sunday to get loan approval so I could get the house I wanted and get a bid out there on time. Seriously, you want your own house?...
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Reply from Owner
January 9th, 2026 09:30 AM
Thank you!!
The communication was great. As a Realtor that's helpful
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you for the stellar review, Eric! I'm so glad you found the communication effective. In this industry, I understand how crucial it is for a Realtor to be informed at all times. I'm happy I could meet your expectations. Looking forward...
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Dave was very helpful and knowledgeable about the process. He took time to answer all of our questions and concerns and was very professional throughout . Would highly recommend.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Thank you so much for the positive feedback, Timothy! I'm very glad to hear that you felt supported throughout the process. Your recommendation means a lot to me and the whole team at First State Mortgage. It was great working with you on your...
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows