Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Dave Knows his stuf, was great with my buyer and very on top of all the details.. Another smooth transaction ang great results from Dave
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear about the successful transaction and that everything went smoothly. It was a pleasure working with your buyer and ensuring all details were managed efficiently. Thank you for your kind words and trust in my expertise.
David was attentive as we learned about processes in Illinois and helped with all electronic options as we were out of state during the purchase/loan process
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm glad to hear that I could assist you with understanding the processes in Illinois and support you with electronic options during your out-of-state purchase. Your satisfaction is important to me, and I appreciate your feedback on your experience...
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Dave is very professional and truly cares about his clients!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you found my service professional and attentive. It was a pleasure assisting you with your conventional loan at First State Mortgage. If you have any further questions or need assistance, please feel free to reach...
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Dave has the experience, knowledge and creditability. Very professional.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm glad to hear that my experience and knowledge made a positive impact on your mortgage process. It was a pleasure assisting you with your conventional loan. Thank you for your kind words and the excellent rating.
Dave's responsiveness
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm pleased to hear that you appreciated my responsiveness during your VA loan process. Thank you for taking the time to share your feedback. If there's anything further I can assist with, please feel free to reach out.
Dave is reliable and communicative. He kept us informed every step of the way and made sure everything was in order for us well in advance to make closing a breeze! We are so grateful for Dave's guidance and support throughout our homebuying...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you found the process seamless and that my communication met your expectations. It was a pleasure guiding and supporting you through your homebuying journey. Thank you for your kind words and trust in First State Mortgage....
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Dave was amazing to work with and help us get the house we dreamed about. We would highly recommend him to anyone that was looking to buy a house!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that I could assist you in securing your dream home. It was a pleasure working with you, and I greatly appreciate your high recommendation. Thank you for choosing First State Mortgage!
Great job Dave
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you had a great experience, Bev. It was a pleasure working with you on your conventional loan. Thank you for your kind words and the 5-star rating.
Dave did a great job communicating and was able to get me $11,250 of grants
Reply from Dave Usiak
August 31st, 2026 02:02 PM
I'm thrilled to hear that you were satisfied with the communication and the outcome of your grant application. It was a pleasure assisting you with your conventional loan needs. Thank you for choosing First State Mortgage.
Dave Usiak has received a review with 5 star rating from Jason M
Reply from Owner
January 9th, 2026 09:30 AM
Thanks!!
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows