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Dave Spencer - Branch Manager & Mortgage Loan Originator in Culpeper, VA

Dave Spencer

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Branch Manager & Mortgage Loan Originator

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At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • 3rd Party Review
    M
    Marcia L
    Posted on November 18th, 2025 12:00 AM
    Dave Spencer has received a review with 5 star rating from Marcia L
  • 3rd Party Review
    G
    Gary B
    Posted on October 15th, 2025 12:00 AM
    Dave and his team answered every question I had - patiently and thoroughly. They kept everything moving and were always pleasant.
  • 3rd Party Review
    M
    Mychal B
    Posted on September 1st, 2025 12:00 AM
    I really enjoyed working with Dave and crew, they made the process a breeze! He was always ready to answer questions whenever they came up.
  • 3rd Party Review
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    Theresa K
    Posted on August 8th, 2025 12:00 AM
    It all went very smoothly- from start to finish. I know that the processor, Brenda, often worked late. I would recommend them to anyone.
  • 3rd Party Review
    M
    Mary B
    Posted on August 5th, 2025 12:00 AM
    Dave Spencer has received a review with 5 star rating from Mary B
  • 3rd Party Review
    D
    Donald C
    Posted on July 31st, 2025 12:00 AM
    Dave Spencer has received a review with 5 star rating from Donald C
  • 3rd Party Review
    T
    Thomas J
    Posted on July 2nd, 2025 12:00 AM
    Normally I don't do surveys. "Old school ", I believe in getting quality service for my business. Dave and his team provides a quality product. Everything was seamless and we are extremely pleased.
  • 3rd Party Review
    D
    Deborah D
    Posted on December 19th, 2024 12:00 AM
    Everyone was so helpful and easy to work with
  • 3rd Party Review
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    Thomas S
    Posted on October 20th, 2024 12:00 AM
    Dave Spencer has received a review with 5 star rating from Thomas S
  • 3rd Party Review
    C
    Cloyd W
    Posted on September 16th, 2024 12:00 AM
    Our loan processing experience was very efficient and seamless. Dave was a big help in walking us through the process.
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    About
    At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from and will educate you and walk you through the process every step of the way. With our team of experienced loan officers, we will make your experience as hassle free as possible. Whether you are a first time home-buyer or a seasoned homeowner we are here to assist you with your mortgage financing. We understand that it is more than just an investment; it’s your home.
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1210340