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Dave Spencer - Branch Manager & Mortgage Loan Originator in Culpeper, VA

Dave Spencer

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Branch Manager & Mortgage Loan Originator

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At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
  • Encompass
    K
    Kaytlyn H T
    CULPEPER, VA
    Posted on July 13th, 2026 09:11 PM
    Dave was so helpful during this whole process! It was our first time buying a house and he explained the process so well and made it go so smooth!
    Reply from Dave Spencer
    July 13th, 2026 10:42 PM
    Kaytlyn, enjoy your new home! So happy for you!
  • 3rd Party Review
    T
    Thomas T
    Posted on July 9th, 2026 12:00 AM
    Dave was amazing to work with and very insightful!
  • 3rd Party Review
    T
    Thomas T
    Posted on July 7th, 2026 12:00 AM
    Dave was great to work with and was very helpful and informative.
  • 3rd Party Review
    W
    William E
    Posted on June 11th, 2026 12:00 AM
    Wonderful working with everyone
  • 3rd Party Review
    D
    Duane H
    Posted on May 23rd, 2026 12:00 AM
    I had an outstanding experience working with Dave Spencer and the team at Integrity Home Mortgage throughout the purchase of my first home. From the very beginning, Dave and his staff were professional, responsive, knowledgeable, and incredibly...
    read more
  • 3rd Party Review
    S
    Scott K
    Posted on April 29th, 2026 12:00 AM
    We have worked with Dave Spencer several times and the customer service has been excellent every time. I highly recommend him.
  • 3rd Party Review
    B
    Bryan M
    Posted on April 4th, 2026 12:00 AM
    Working with Dave makes the mortgage process smooth and non-stressful.
  • 3rd Party Review
    M
    Matthew R
    Posted on February 4th, 2026 12:00 AM
    Excellent service
  • 3rd Party Review
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    Mia P
    Posted on January 13th, 2026 12:00 AM
    Brenda and Dave were so helpful during the buying process and explained and answered all my questions.
  • 3rd Party Review
    S
    Stephen P
    Posted on December 29th, 2025 12:00 AM
    Dave Spencer has received a review with 5 star rating from Stephen P
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    About
    At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from and will educate you and walk you through the process every step of the way. With our team of experienced loan officers, we will make your experience as hassle free as possible. Whether you are a first time home-buyer or a seasoned homeowner we are here to assist you with your mortgage financing. We understand that it is more than just an investment; it’s your home.
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1210340