

Dave Shelor
VP - Mid-Atlantic Region Sales


Radford University
Dave Shelor, a proud Naval Reserve veteran, has over 20 years of experience in the mortgage and finance industry. Specializing in VA, USDA, FHA, and conventional loans, he stays ahead of market trends to secure the best rates for his client... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mr. Shelor was polite and professional
Reply from Dave Shelor
January 6th, 2026 08:11 PM
I appreciate your kind words, Steven. It's important to me to maintain a professional and polite approach in all my interactions. If there's anything more I can assist you with, please feel free to let me know.
Dave is dilligent, hard-working and supremely knowledgeable about all things mortgage related. It would be a disservice not to work with him for your mortgage needs.
Reply from Dave Shelor
January 2nd, 2026 02:36 PM
Thanks for sharing your thoughts, Jake. It means a lot to hear you found my knowledge and dedication helpful. I'm committed to assisting with all things mortgage-related, and I'm glad that came across during our work together. If there's ever...
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very understanding and helpful
Reply from Dave Shelor
December 19th, 2025 02:08 PM
I'm pleased to hear that you found my assistance helpful and understanding, Mackenzie. It's important to me that I provide a supportive experience throughout the mortgage process. If there's anything more I can do for you in the future, please...
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Excellent company, stayed the course with updates and answered any questions that ar!! Helped with any issues that occurred. Would recommend to anyone that needed help with a mortgage!!!
Reply from Dave Shelor
December 11th, 2025 04:08 PM
Thank you for sharing your experience, William. I’m glad to have provided the support and updates you found helpful throughout the process. It's always my aim to address any issues promptly and ensure clarity for my clients. Your recommendation...
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Very good communication throughout process and very quick processing time. Great experience!
Reply from Dave Shelor
December 11th, 2025 06:49 PM
It's great to hear that the communication and processing time met your expectations, Kira. I strive to ensure a smooth and efficient experience for everyone. If you have any further questions or need assistance in the future, feel free to reach...
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Very knowledgeable and easy to work with.
Reply from Dave Shelor
November 18th, 2025 04:03 PM
I'm glad you found my service knowledgeable and easy to work with, Lyle. It's always my aim to make the mortgage process as straightforward as possible. Thank you for choosing Waterstone Mortgage, and if you have any more questions or need...
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It was a smooth, easy experience. Dave and Lauren were helpful and attentive.
Reply from Dave Shelor
November 6th, 2025 05:32 PM
I'm pleased to hear that you found the experience smooth and easy, Salvatore. It's always my goal to be as helpful and attentive as possible. Thank you for trusting me—and Lauren—with your mortgage needs at Waterstone Mortgage. If there's anything...
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Dave guided us through multiple challenges and keep reassuring us when we started to feel discouraged with the VA loan process and their appraisers. He kept us on track to close and we will be forever greatful for all he has done for us.
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Reply from Dave Shelor
November 3rd, 2025 06:08 PM
I’m truly grateful for your kind words, Tara. Navigating the VA loan process can indeed be challenging, and I'm pleased to know that my guidance helped keep things on track for you. It’s important to me that my clients feel reassured and supported...
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Dave is super responsive. His team makes the whole process smooth and easy. And it feels like Dave tries to get clients the best possible deal that's right for them.
Reply from Dave Shelor
October 21st, 2025 08:04 PM
I appreciate your kind feedback, Scott. It's important to me that my clients feel the process is both smooth and straightforward. I'm glad you noticed the effort I put into ensuring you receive a deal that suits your needs. Thank you for trusting...
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Every could be issue was handled fast and I was always made aware of every step in the finance process. Dave and his team made our home buying process a breeze.
Reply from Dave Shelor
October 16th, 2025 03:15 PM
Hearing that you felt informed and taken care of throughout every step of the finance process is very rewarding. Ensuring a smooth home buying experience is important to me, so I'm glad that came through for you. Thank you, Sean, for allowing...
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About
Dave Shelor, a proud Naval Reserve veteran, has over 20 years of experience in the mortgage and finance industry. Specializing in VA, USDA, FHA, and conventional loans, he stays ahead of market trends to secure the best rates for his clients. Dave is committed to building lasting relationships, particularly with first-time homebuyers, by providing expert guidance and personalized service. Outside of work, he enjoys golfing and spending time with his wife and two adult children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
First Time Homebuyers
Veterans
Investor Loans
Down Payment Assistance
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Education
- Radford University

Positions
- Waterstone Mortgage - Producing Branch ManagerJul 1st, 2022 - Current
- Embrace Home Loans - Producing Branch ManagerJan 1st, 2015 - Jun 30th, 2022
Memberships
- Mortgage Bankers of America Member
- National Association of Mortgage Bankers Member
- Montgomery County Chamber of Commerce
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #150473
Gallery



Awards
Achievements
- Top 1% Mortgage Originator
- Top Mortgage Originator
- Top VA Mortgage Originator
Hobbies
- Golf
- Seeing and spending time with family
- Friendly Card Games
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Disclaimer
Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee. Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDQ: WSBF). © 2026 Waterstone Mortgage Corporation. All rights reserved. For more information regarding license information, please contact us at www.https://www.waterstonemortgage.com/contact