Dave Shelor
VP - Mid-Atlantic Region Sales
Radford University
Dave Shelor, a proud Naval Reserve veteran, has over 20 years of experience in the mortgage and finance industry. Specializing in VA, USDA, FHA, and conventional loans, he stays ahead of market trends to secure the best rates for his client... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Communication was fast and effective, the buying process was made very easy thanks to Dave and his team.
Reply from Dave Shelor
March 30th, 2026 08:16 PM
Thank you for taking the time to share your feedback, Andrew. I'm pleased to know that the communication was efficient and that I could assist in making the buying process straightforward for you. If there's anything more you need in the future,...
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I would like to have had an answer or suggestions for any options based on a lower than anticipated home appraisal that impacted our removal of PMI. Ultimately, our rate was going to expire if we didn't move forward, but I would like to have...
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Reply from Dave Shelor
March 23rd, 2026 05:17 PM
Thank you for sharing your experience, Micah. I understand your concerns regarding the home appraisal and the impact on removing PMI. I apologize if additional feedback or options were not fully explored at the time. I'm glad to hear you appreciated...
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Lauren was so helpful, kind and professional!
Reply from Dave Shelor
March 23rd, 2026 08:51 PM
I appreciate hearing about your positive experience with Lauren, Margaret. It's great to know she was able to assist you effectively. If there’s anything else you need help with, please don’t hesitate to contact me.
Dave and Lauren were extremely helpful with making sure everything went smoothly with the loan and gave great advice for a new homeowner . I would recommend them to anyone
Reply from Dave Shelor
March 19th, 2026 02:33 PM
It's great to hear that you found both Lauren and me helpful throughout the loan process, April. I'm glad our advice was valuable to you as a new homeowner. Your recommendation means a lot, and if you ever need more assistance or have questions,...
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all information was provided thoroughly and in a time fashion. Made the process easy.
Reply from Dave Shelor
March 12th, 2026 03:06 PM
I'm pleased to hear that you found the process straightforward, Zachery. Providing thorough and timely information is something I always aim for, so I’m glad it made things easier for you. If you have any more questions or require assistance...
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As a first time home buyer, I started with no knowledge of how the mortgage process worked. Both members of Waterstone I had the pleasure of dealing with were extremely helpful along the way. Any questions about the mortgage process were answered...
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Reply from Dave Shelor
February 5th, 2026 05:41 PM
It's wonderful to know that the team at Waterstone and I were able to assist you effectively, Nicolas. Navigating the mortgage process can be challenging, especially for first-time buyers, and I'm glad we could provide the accurate, timely...
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The experience throughout was stellar. Dave and his team were very communicative. They got us an excellent deal on our refianance, and really came through for us at the end.
Reply from Dave Shelor
February 3rd, 2026 04:17 PM
I'm glad that you found the experience to be stellar, Scott. Communication is key to making the refinancing process smooth, and I'm pleased I could help secure an excellent deal for you. If there's anything more you need or if any questions...
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Dave and his team were on top of everything. They made sure everything went extremely smooth and if there was any bump in the road they were right there making sure it all got worked out. Dave was great at communicating every step and talking...
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Reply from Dave Shelor
February 2nd, 2026 03:03 PM
I'm really pleased to hear that you appreciated the communication and support I provided throughout the process, Candace. Working through any challenges to ensure a smooth experience is something I prioritize, and I'm glad it made a difference...
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Dave was great at explaining everything in the process
Reply from Dave Shelor
January 29th, 2026 04:16 PM
I'm pleased to hear that my explanations were helpful, Norman. Ensuring that you're informed and comfortable with the process is a priority for me. If you have any more questions or need assistance in the future, don't hesitate to reach out....
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Dave was very open and friendly and helpful throughout the process.
Reply from Dave Shelor
January 23rd, 2026 06:51 PM
I'm glad you found my approach open and friendly, Guadalupe. Being helpful throughout the process is something I strive for, and your feedback is truly appreciated. If you have any more questions or need further assistance, please feel free...
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About
Dave Shelor, a proud Naval Reserve veteran, has over 20 years of experience in the mortgage and finance industry. Specializing in VA, USDA, FHA, and conventional loans, he stays ahead of market trends to secure the best rates for his clients. Dave is committed to building lasting relationships, particularly with first-time homebuyers, by providing expert guidance and personalized service. Outside of work, he enjoys golfing and spending time with his wife and two adult children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
First Time Homebuyers
Veterans
Investor Loans
Down Payment Assistance
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Education
- Radford University
Positions
- Waterstone Mortgage - Producing Branch ManagerJul 1st, 2022 - Current
- Embrace Home Loans - Producing Branch ManagerJan 1st, 2015 - Jun 30th, 2022
Memberships
- Mortgage Bankers of America Member
- National Association of Mortgage Bankers Member
- Montgomery County Chamber of Commerce
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #150473
Gallery
Awards
Achievements
- Top 1% Mortgage Originator
- Top Mortgage Originator
- Top VA Mortgage Originator
Hobbies
- Golf
- Seeing and spending time with family
- Friendly Card Games
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Disclaimer
Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee. Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDQ: WSBF). © 2026 Waterstone Mortgage Corporation. All rights reserved. For more information regarding license information, please contact us at www.https://www.waterstonemortgage.com/contact