

Dave Shelor
Branch Manager


Radford University
Dave Shelor, a proud Naval Reserve veteran, has over 20 years of experience in the mortgage and finance industry. Specializing in VA, USDA, FHA, and conventional loans, he stays ahead of market trends to secure the best rates for his client...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dave, has been an absolute rock for me through both of my mortgages. He has an extensive knowledge of veteran benefits which made the process extremely smooth for both purchases. At no point did I feel uninformed, which meant a lot, as I can...
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Reply from Dave Shelor
July 25th, 2024 12:02 AM
Thank you very much Dan. It was my pleasure to assist. Furthermore, the friendship formed is much appreciated.
I just went through a tough closing process, and through it all Dave was there to help with all the details. There were several challenges I was not aware of, and he made sure I was informed. He also used a helpful online system to track documentation...
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Reply from Owner
July 2nd, 2024 12:00 AM
Thank you Rudy. It was my pleasure. While that home was quite the work to move on, I am so thankful that your REALTORS were able to work through the contract withdrawal and find you a replacement property quickly and efficiently. I appreciate...
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Dave Shelor with Waterstone Mortgage was one of a few mortgage lenders recommended to me by my realtors. After some research, I decided to contact Dave in late November. Dave responded immediately and things were on the roll. The process was...
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Reply from Owner
February 21st, 2024 12:00 AM
Thank you so much for the review Naila. You are very kind. I am so thankful that you and your family chose me, Erin and Sheila to assist you with your mortgage loan. From my team to your family, "Many Thanks!"
Very responsive and quick to respond to messages and questions that I had through the process.
Everyone envolved was very helpful and willing to be flexible and understanding of situations and all around made the process as easy as possible. very helpful for a first time buyer.
Dave was super helpful and always made himself available to answer any questions we had.
Reply from Dave Shelor
May 26th, 2026 08:38 PM
I'm pleased to know that I could be helpful and available for your questions, Whitney. Thank you for sharing your experience!
We honestly had no idea we could addord afford a home and if we could, what that even looked like and what our possibilities were. dave and his team brought our dreams to life!
Reply from Dave Shelor
May 2nd, 2026 07:23 PM
Thank you for the kind review. It was our pleasure assisting you both with your home purchase. Enjoy!
Deal was go ished
Reply from Dave Shelor
May 6th, 2026 01:36 PM
I'm glad to hear that everything went smoothly, Tara. If you have any more feedback or questions, feel free to reach out.
I was referred to Dave and his team by a dear friend and I'm so thankful for this connection. Dave was absolutely on top of this multi-step process keeping things constantly moving forward in a timely manner for the closing date. Thank you...
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Reply from Dave Shelor
May 5th, 2026 04:47 PM
I'm grateful for your kind words, Julie. It's appreciated to hear that the referral and our efforts helped keep everything on track for your closing date. Thank you for trusting me and my team at Waterstone Mortgage with this important process....
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Dave & Lauren were exeptional to work with, they were both extremely helpful! We couldn't have had a better experience through this entire process. Huge thanks to both of you!
Reply from Dave Shelor
May 4th, 2026 01:32 PM
Thank you for your kind words, Jess. I'm pleased to hear that you had such a positive experience working with Lauren and me. We're grateful for the opportunity to assist you through the process.
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About
Dave Shelor, a proud Naval Reserve veteran, has over 20 years of experience in the mortgage and finance industry. Specializing in VA, USDA, FHA, and conventional loans, he stays ahead of market trends to secure the best rates for his clients. Dave is committed to building lasting relationships, particularly with first-time homebuyers, by providing expert guidance and personalized service. Outside of work, he enjoys golfing and spending time with his wife and two adult children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
First Time Homebuyers
Veterans
Investor Loans
Down Payment Assistance
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390
/850
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Education
- Radford University

Positions
- Waterstone Mortgage - Producing Branch ManagerJul 1st, 2022 - Current
- Embrace Home Loans - Producing Branch ManagerJan 1st, 2015 - Jun 30th, 2022
Memberships
- Mortgage Bankers of America Member
- National Association of Mortgage Bankers Member
- Montgomery County Chamber of Commerce
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #150473
Gallery



Awards
Achievements
- Top 1% Mortgage Originator
- Top Mortgage Originator
- Top VA Mortgage Originator
Hobbies
- Golf
- Seeing and spending time with family
- Friendly Card Games
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Disclaimer
Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee. Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDQ: WSBF). © 2026 Waterstone Mortgage Corporation. All rights reserved. For more information regarding license information, please contact us at www.https://www.waterstonemortgage.com/contact
