

Danny Horrell
Loan Officer


Towson University
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Positive overall experience. Very good with communication and explanations. Willing and flexible during the process. I was able to call or email during most hours even after the scheduled work day.
Daniel was a great lender to us. He was there to answer every single question and never beat around the bush. Great straightforward answers and he never steered us in the wrong direction. If anyone is in the market for buying or refinancing...
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The mortgage lender (Danny Harrell) was great! From the beginning to the end Danny was easily accessible, provided useful information and provided the highest level of customer service. Danny was engaged through the entire process and armed...
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Very clear about every move he'd make and helped in every way possible. He does not beat around the bush and is excellent with communication, I'd recommend him to anyone I know.
Very knowledgeable, trustworthy, and reliable person. Made me feel as if I were doing business with a family member or close friend, I will and have referred him to anyone looking to purchase a home.
Danny was absolutely amazing in all respects. He was very responsive to our questions, kept us informed, and provided great advice. He was a pleasure to work with.
Daniel keep in contact with me the entire loan process. Anytime I needed something or had a question he was my guy! Daniel kudos for all the hard work and thank you for making this buying process very easy. Hope to see you soon.
When we were first introduced to Daniel he gave us the run down on how the home buying process worked. He then informed us how we could increase our credit scores in the process. He was very straight forward and to the point. He also informed...
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Daniel was a great help from beginning to end. He walked through each step with us and explained each step thoroughly and always made himself available for any questions or concerns even up to closing. He definitely made it easy for us. Couldn't...
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Danny was more than helpful and knowledgeable, he was also personable and went out of his way to always be available when I had a question or needed guidance. He goes above and beyond for his customers to assist them through the loan process...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Mortgage Lender
Conventional Home Loan
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Bank Statement Mortgages
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Education
- Towson UniversityFinanceB.S. Business AdministrationSep 1996 -May 2001

Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 160526
- NIPR# 21705692
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.