Danny Horrell
Loan Officer
Towson University
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Danny is very knowledgeable about his craft. During my home buy process, what ever hiccups presented themselves, Danny always had a solution that benefited me. When I say expert at his business , I mean it!!!I am very happy in my new home,...
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Danny was always very active and responsive throughout the lending process. He made sure we understood everything we were signing and was in touch every few days even if it was just to ask how we were doing. We will gladly recommend him to...
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Danny made the home buying loan process incredibly easy! Extremely knowledgeable, helpful, and always available to take a call to address any questions. I also appreciated Danny staying in contact with our realtor throughout the process.
He was an awesome person. I will refer him to everyone that I know. He help me when I had previously went through 2 loan offers. Awesome does not come close what Daniel means to me. I am very greatful and would HIGHLY recommend him to all others....
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Daniel, was very professional. Daniel worked consistently and continuously in preparing all paperwork required to purchase my home. Daniel was very patient with my schedule to ensure I provided what was required. Daniel explained every method,...
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Daniel is very professional. I had a smooth process from beginning to closing. He is very great with communicating with you. If I texted or called him he would answer and if not he back to me at a reasonable time. He is one of the best mortgage...
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Dan was the best!! hands down. He explained everything, what was expected and all. Explained so i understood again as my 1st time it was alot, alot of paper work. For my credit not to be perfect, but good enough I was nervous and he made happen.....
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My realtor thought he could assist me with certain concerns with my credit reporting. The initial conversation went over an hour mostly about how there isn’t anyone that knows guidelines like he does and how he’s pretty much the best. He mentioned...
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Reply from Owner
November 19th, 2021 12:00 AM
What I could not ignore is the fact you worked with 6 different banks, waisted 15k dollars to improve your credit score which did not work. I asked you to not take my knowledge and take it around since I had already spent two hours on the phone...
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Dan and his team are very professional and they accommodated our every need. I highly recommend Dan if you need a great experience from a awesome lender.
I will definitely be referring people to him in the future. He explained everything and was very transparent. He answered all questions and phone calls in a timely fashion. If you are looking for a great loan officer is the guy. If I could...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Mortgage Lender
Conventional Home Loan
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Bank Statement Mortgages
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Education
- Towson UniversityFinanceB.S. Business AdministrationSep 1996 -May 2001
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 160526
- NIPR# 21705692
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.