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Cynthia Holthouse - Branch Manager | NMLS# 452739 in Walnut Creek, CA

Cynthia Holthouse

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Branch Manager | NMLS# 452739

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
  • Encompass
    A
    Analisa Z
    San Luis Obispo, CA
    Posted on December 15th, 2025 09:32 PM
    Great customer service and very knowledgeable with the produc.
    Reply from Cynthia Holthouse
    August 31st, 2026 06:12 PM
    Thank you Analisa for the fantastic review, i really appreciate it. Congratulations on your new home.
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    Ted Z
    San Luis Obispo, CA
    Posted on December 13th, 2025 03:49 PM
    Cynthia was very helpful thru out the whole process.
    Reply from Cynthia Holthouse
    August 31st, 2026 06:12 PM
    Ted, I'm pleased to know that you found my assistance helpful throughout the process. It was a pleasure working with you, and I'm here whenever you need support in the future. Thank you for sharing your experience.
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    Jackie M
    Hollister, CA
    Posted on November 25th, 2025 01:03 PM
    Cynthia made the whole experience a pleasant one! From start to finish, the communication and follow up exceeded my demanding expectations.
    Reply from Cynthia Holthouse
    August 31st, 2026 06:12 PM
    Jackie, it's gratifying to know that the experience was pleasant for you. Providing strong communication and follow-up is important to me, so I'm pleased to hear it met your expectations. Thank you for your kind words, and for choosing to work...
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    Pam C
    Dos Palos, CA
    Posted on November 12th, 2025 10:56 PM
    The team work with all involved. They put my our minds at ease. I would recommend them. Great people.
    Reply from Cynthia Holthouse
    August 31st, 2026 06:12 PM
    Pam, it's great to hear that the teamwork involved helped put your mind at ease. I’m pleased you found everyone to be supportive throughout the process. Thank you for your recommendation, and if you have any future needs or questions, feel...
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    Tami M
    Dos Palos, CA
    Posted on November 11th, 2025 06:15 PM
    Cynthia consistently deminstrated effective communication when it came to working with & educating our mutual client. She kept me informed every step of the process. Her dedication to her clients is phenomenal.
    read more
    Reply from Cynthia Holthouse
    August 31st, 2026 06:12 PM
    Tami, I’m glad to know that my communication and dedication were beneficial in supporting our mutual client. Keeping everyone informed is a priority for me, and I appreciate you recognizing that. It's always a pleasure working alongside you....
    read more
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    Brad N C
    Dos Palos, CA
    Posted on November 11th, 2025 05:29 PM
    Cynthia came highly recommend from a customer she had 30 years ago. She has been very pleasant to work with. Wife & I are already planning on a second home and having 1 as a rental. In due time.
    Reply from Cynthia Holthouse
    August 31st, 2026 06:12 PM
    Brad, it's wonderful to know that a long-term client referred you, and I'm pleased to hear that your experience has been a positive one. I'm glad I could assist you and your wife in planning for your first home and looking forward to the second...
    read more
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    Larry S
    Marina, CA
    Posted on October 29th, 2025 03:18 AM
    Cynthia kept us informed all the way from application through signing the final papers.
    Reply from Cynthia Holthouse
    August 31st, 2026 06:12 PM
    Larry, your feedback is greatly appreciated. It's wonderful to hear that you felt informed throughout the entire process from application to signing. Clear communication is important, and I’m glad it met your expectations. I really enjoyed...
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    Jason N
    East Garrison, CA
    Posted on August 1st, 2025 01:22 PM
    This was not an easy one! Cynthia's tenacity and perseverance made this one cross the finish line on time (which I didn't think was going to happen but it did!). Her many years of experience as a lender and knowing "how to find the path " to...
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    Reply from Cynthia Holthouse
    August 31st, 2026 06:12 PM
    I appreciate you taking the time to share your experience, Jason. It's gratifying to hear that my persistence and experience were key in successfully closing on time, especially given the challenges we faced. I'm glad we could navigate this...
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    Abigail C
    Hollister, CA
    Posted on July 11th, 2025 04:23 PM
    I wanted to share my recent experience of buying a home, as it was truly a positive one. From start to finish, the process was smooth, and I felt supported every step of the way. Cynthia was incredibly knowledgeable and attentive, ensuring...
    read more
    Reply from Cynthia Holthouse
    August 31st, 2026 06:12 PM
    I appreciate you sharing your positive home-buying experience. I'm glad to hear that you felt supported and that the process went smoothly. It's wonderful to know that my knowledge and attentiveness made a difference for you. Your cooperation...
    read more
  • Encompass
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    Desiderio A
    Hollister, CA
    Posted on July 9th, 2025 02:49 AM
    This is our second time working with Cynthia Holthouse. She's phenomenal to work with and always prompt in response. She answers her phone after hours and always is on our side when we need her. I would highly recommend her to any family of...
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    Reply from Cynthia Holthouse
    August 31st, 2026 06:12 PM
    Desi, thank you for your kind words and continued trust. I'm thrilled to hear that your experience with me has been consistently positive. I truly appreciate your recommendation and look forward to assisting you whenever you need it.Being available...
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    (877) 232-2461 or (713) 977-8005

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