

Cristina Osborne
Loan Officer

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Fue muy amable y muy atenta y sobretodo muy paciente
Reply from Cristina Osborne
May 3rd, 2025 01:59 AM
I'm thrilled to hear that you found my service attentive and patient. It was a pleasure assisting you, and I appreciate your kind words. Thank you for choosing ALCOVA Mortgage.
The best out of the best
Reply from Cristina Osborne
May 2nd, 2025 01:43 PM
Thank you, Miguel, for your kind words. I'm thrilled to know that you had such a positive experience. It was a pleasure assisting you with your mortgage needs.
Cristina and her team were very helpul and every time we have questions they were very accessible and reachable. I definetly recommend Cristina as your Loan officer! My family is so greatful for make our dreams come true!
Reply from Cristina Osborne
March 23rd, 2025 03:06 PM
Kevin, thank you so much for your kind words! It was truly a pleasure working with you and your family to help make your dreams a reality. I'm thrilled to hear that you found our team accessible and helpful throughout the process. Your recommendation...
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Cristina was great . very professional and she understood our needs. she made every accommodations for us and helped us be informed every step of the way. She was an essential part of the team and we could not have done it without her.
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Reply from Cristina Osborne
March 11th, 2025 09:59 PM
Thank you so much for your kind words, Kelvin. I'm thrilled to hear that you had a positive experience and that I was able to meet your needs effectively. It was a pleasure working with you, and I'm glad I could be a helpful part of your journey....
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The experience, advice and attention of Mrs. Cristina. Thank you very much for everything, it is a pleasure to work with her.
Reply from Cristina Osborne
January 7th, 2025 03:05 AM
I'm truly touched by your kind words, Ana. It was a pleasure working with you as well, and I'm thrilled that you had a positive experience with us at ALCOVA Mortgage. Your satisfaction is the ultimate reward for our work. Thank you for choosing...
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Cristina was referred to me by my sister. My sister bought her first house with Cristina's help, and she spoke highly of her. My experience with her was likewise. Cristina is very professional, very attentively. Communication was great she...
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Reply from Cristina Osborne
November 21st, 2024 11:31 PM
Thank you so much for sharing your positive experience, Wendy! It was a pleasure working with you, and I'm glad I could provide the level of service you were expecting. I strive to keep an open line of communication and answer any questions...
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Cristina was extremely professional, detailed, and accurate in her estimates. She was always available when we had questions, she was helpful and knowledgeable
Reply from CRISTINA OSBORNE
November 17th, 2024 01:15 PM
Thank you, Felipe, for the fantastic review and 5-star rating! I'm thrilled to hear that you found my estimates accurate and detailed. I always aim to be available and helpful to all my clients at ALCOVA Mortgage. Your feedback is greatly appreciated,...
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Cristina was a huge help, helped me understand things i didnt quite get, didnt mind answering any questions she made sure before i did anything using my personal information it was legit and not a scam. Wouod definitely go with her for my next...
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Reply from CRISTINA OSBORNE
November 6th, 2024 02:05 PM
Thank you so much for the kind words and the five-star rating, Gabriel! I'm glad I could assist in making the mortgage process clear and secure for you. Your trust means a lot to me and ALCOVA Mortgage. I look forward to helping you with your...
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Cristina is an exceptional person, very professional and very good at communicating. makes the process very easy.
Reply from CRISTINA OSBORNE
October 28th, 2024 01:54 PM
I'm thrilled to hear such positive feedback, Florencio! It was a pleasure assisting you throughout the process. Communication is key in our industry so I try my best to keep lines open and clear. Thank you for trusting me and ALCOVA Mortgage...
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From the beginning to the end she always kept us updated, super friendly and knowledgeable, thank you so much !
Reply from CRISTINA OSBORNE
October 2nd, 2024 08:24 PM
Happy to hear that you found your experience with ALCOVA Mortgage to be a positive one! I aim to provide the best service to each and every customer and your feedback is a testament to that. Thank you for choosing us for your mortgage needs...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 53489
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance