Cristina Osborne
Loan Officer
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Comunication and response was great, help every moment or question that we have.
Thank you Cristina and team Alcova.
Reply from Cristina Osborne
August 30th, 2025 11:03 AM
I'm so pleased to hear that you felt supported and informed throughout the process, Rosa. It's important to me that all your questions are addressed promptly. Thank you for choosing to work with me and ALCOVA Mortgage. If anything else comes...
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Cristina was excellent throughout the entire process. She is super organized and explained everything clearly, always keeping me updated along the way. This is my second purchase with Cristina and the fourth in my family, and every time it’s...
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Reply from Cristina Osborne
August 19th, 2025 07:20 PM
I'm grateful for your positive feedback, Jose. It's wonderful to hear that you felt well-informed and supported throughout the process. I'm especially glad that we could resolve the appraisal issue to keep things moving smoothly for you. I...
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Cristina is and excellent advisor. Thank you!
Reply from Cristina Osborne
August 1st, 2025 06:28 PM
I'm delighted to hear that you found my advice helpful. Thank you for your kind words, Carmen. It was a pleasure to assist you, and your feedback is truly appreciated. If you have any more questions or need further assistance, feel free to...
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Great communicating skills, very friendly and patient I would definitely recommend to anyone.
Reply from Cristina Osborne
July 12th, 2025 08:36 PM
Thank you for your kind words. I'm glad you felt comfortable with the communication and found the process friendly and patient. Your recommendation means a lot to me, and I appreciate you choosing ALCOVA Mortgage.
It was great because Cristina answered all my questions and got back to me pretty quickly.
Second time purchasing a home and by far the best experience we've had . Cristina explained everything so well and went over all processes & documents with us, it made everything so fast and easy. Will definitely be recommending to all family...
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Reply from Cristina Osborne
June 8th, 2025 03:54 PM
I'm thrilled to hear that your home-buying experience was so positive and smooth. It was a pleasure to assist you, and I truly appreciate your kind words and recommendations. Thank you for choosing ALCOVA Mortgage again!
Cristina is an excellent person, she helps you with everything and answers your questions. She is one of the best people I was able to carry out my process with and I thank her for her patience and dedication.
Reply from Cristina Osborne
June 6th, 2025 10:47 PM
I'm thrilled to hear that your experience was so positive. It was a pleasure assisting you through the process, and I truly appreciate your kind words. Thank you for your trust and recognition.
The entire process was truly excellent and prompt. 100% recommended.
Reply from Cristina Osborne
May 30th, 2025 01:24 PM
I'm thrilled to hear that you found the process excellent and prompt. Your recommendation is greatly appreciated. Thank you for choosing ALCOVA Mortgage!
Understood what I wanted and needed
Reply from Cristina Osborne
May 23rd, 2025 04:44 PM
I'm glad to hear that I could understand your needs and preferences. It was a pleasure working with you, and I appreciate your feedback.
cristina is the best, she walk us thru the process has lots of knowledge and gave us helpful advice that helps us get our house she and her team are on point
Reply from Cristina Osborne
May 20th, 2025 01:45 PM
Thank you for your kind words, Amilkar. I'm thrilled to hear that you found the advice and guidance helpful in securing your home. It was a pleasure working with you, and I appreciate your recognition of both my efforts and the team's.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 53489
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance