Cristina Osborne
Loan Officer
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Cristina is a very professional person who is quick and efficient in her work; I would definitely recommend her every time.
Reply from Cristina Osborne
October 5th, 2026 02:44 PM
Carlos, I'm happy to know you found my work quick and efficient. It's wonderful to hear that you would recommend me, and I'm grateful for your kind words about my professionalism at ALCOVA Mortgage.
Una experiencia muy agradable trabajar de la mano de Cristina, gran persona y muy profesional feliz de la experiencia y con el resultado
Reply from Cristina Osborne
October 5th, 2026 05:21 PM
Gracias, Nely. Me alegra mucho saber que tuviste una experiencia agradable trabajando conmigo en ALCOVA Mortgage. Estoy contenta de que estés satisfecha con el resultado.
Muy colaborativa en todo el proceso
Reply from Cristina Osborne
October 2nd, 2026 06:55 PM
Gracias, Jose. Me alegra saber que encontraste mi colaboración útil durante todo el proceso en ALCOVA Mortgage. Aprecio tus amables palabras.
Dear Alcova Mortgage team:I hope you are all doing very well.I would like to share that my experience throughout the entire process was excellent. Cristina Osborne made sure to keep me informed at every step and provided me with her guidance...
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Reply from Cristina Osborne
September 28th, 2026 06:55 PM
Cesar, I'm so pleased to hear that you had an excellent experience with me at ALCOVA Mortgage. It's wonderful to know that my guidance and support were helpful to you throughout the process. Thank you for your kind words and for recommending...
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Es una persona muy calificada y la recomiendo 100%
Reply from Cristina Osborne
September 8th, 2026 04:15 PM
Gracias, Santiago. Me alegra saber que me consideras una persona calificada y agradezco tu recomendación al 100%.
exelente trabajo que hacen ami me encanto diez de diez. lo super recomiendo.
Reply from Cristina Osborne
September 3rd, 2026 03:58 PM
Gracias a ustedes por confiar en mi. Esperemos poder seguir contando con su confianza y las de sus amigos y familiares.
Muy atentos con el serbisio..
Reply from Cristina Osborne
September 1st, 2026 04:25 PM
Gracias, Jose. Me alegra saber que encontraste el servicio atento. Aprecio tus palabras positivas.
I had an absolutely wonderful experience working with my loan officer. She was incredibly knowledgeable, professional, responsive, and patient throughout the entire process. She took the time to answer all of my questions, kept me informed...
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Reply from Cristina Osborne
August 26th, 2026 06:33 PM
Sergio, I'm so happy to hear that you had such a wonderful experience working with me. I appreciate your kind words about my knowledge and professionalism, and I'm glad I could help make the process smooth for you. Thank you for recommending...
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The whole process went smoothly and communication was great!
Reply from Cristina Osborne
August 24th, 2026 04:25 PM
I'm glad to hear that the process went smoothly for you, Alexis. I appreciate your positive feedback on the communication.
cristina is great person I thankfull with her help and her advice great communication
Reply from Cristina Osborne
August 11th, 2026 01:29 PM
Obdulio, I'm pleased to hear that you found my help and advice valuable. I appreciate your kind words about the communication throughout the process.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 53489
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance