Cristina Osborne
Loan Officer
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Es una persona muy calificada y la recomiendo 100%
Reply from Cristina Osborne
September 8th, 2026 04:15 PM
Gracias, Santiago. Me alegra saber que me consideras una persona calificada y agradezco tu recomendación al 100%.
exelente trabajo que hacen ami me encanto diez de diez. lo super recomiendo.
Reply from Cristina Osborne
September 3rd, 2026 03:58 PM
Gracias a ustedes por confiar en mi. Esperemos poder seguir contando con su confianza y las de sus amigos y familiares.
Muy atentos con el serbisio..
Reply from Cristina Osborne
September 1st, 2026 04:25 PM
Gracias, Jose. Me alegra saber que encontraste el servicio atento. Aprecio tus palabras positivas.
I had an absolutely wonderful experience working with my loan officer. She was incredibly knowledgeable, professional, responsive, and patient throughout the entire process. She took the time to answer all of my questions, kept me informed...
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Reply from Cristina Osborne
August 26th, 2026 06:33 PM
Sergio, I'm so happy to hear that you had such a wonderful experience working with me. I appreciate your kind words about my knowledge and professionalism, and I'm glad I could help make the process smooth for you. Thank you for recommending...
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The whole process went smoothly and communication was great!
Reply from Cristina Osborne
August 24th, 2026 04:25 PM
I'm glad to hear that the process went smoothly for you, Alexis. I appreciate your positive feedback on the communication.
cristina is great person I thankfull with her help and her advice great communication
Reply from Cristina Osborne
August 11th, 2026 01:29 PM
Obdulio, I'm pleased to hear that you found my help and advice valuable. I appreciate your kind words about the communication throughout the process.
The professional experience they have made me trust and have peace of mind, they really know what they are doing, my experience was great.
Everything was well communicated and upfront. Great advice and great people. I would recommend her to anyone that is in the market to buy a home!!
Reply from Cristina Osborne
June 23rd, 2026 06:31 PM
Brian, I'm grateful for your kind words about the communication and advice you received. It's wonderful to know you would recommend me to others in the home-buying market. If you ever need further assistance, feel free to reach out.
Cristina con su amabilidad y empeño en que todo esté bien y claro
Reply from Cristina Osborne
June 22nd, 2026 07:01 PM
Kelvia, agradezco mucho tus palabras sobre mi amabilidad y empeño. Estoy feliz de que hayas tenido una buena experiencia conmigo. Si necesitas más ayuda, estoy aquí para ti.
Muy buena persona, dedicada a ayudar a los demás personas en su aprobación para su proyecto de compra de su futura casa muy buen trabajo Cristina Dios te continúe bendiciendo y te permita seguir ayudando los demás como lo hiciste con nosotros....
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Reply from Cristina Osborne
May 27th, 2026 01:29 PM
Ramon, muchas gracias por tus amables palabras. Me complace saber que pude ayudarte en el proceso de aprobación para tu casa. Estoy aquí para lo que necesites en el futuro.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 53489
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance