Cristina Osborne
Loan Officer
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
I had an absolutely wonderful experience working with my loan officer. She was incredibly knowledgeable, professional, responsive, and patient throughout the entire process. She took the time to answer all of my questions, kept me informed...
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The whole process went smoothly and communication was great!
cristina is great person I thankfull with her help and her advice great communication
Reply from Cristina Osborne
August 11th, 2026 01:29 PM
Obdulio, I'm pleased to hear that you found my help and advice valuable. I appreciate your kind words about the communication throughout the process.
The professional experience they have made me trust and have peace of mind, they really know what they are doing, my experience was great.
Everything was well communicated and upfront. Great advice and great people. I would recommend her to anyone that is in the market to buy a home!!
Reply from Cristina Osborne
June 23rd, 2026 06:31 PM
Brian, I'm grateful for your kind words about the communication and advice you received. It's wonderful to know you would recommend me to others in the home-buying market. If you ever need further assistance, feel free to reach out.
Cristina con su amabilidad y empeño en que todo esté bien y claro
Reply from Cristina Osborne
June 22nd, 2026 07:01 PM
Kelvia, agradezco mucho tus palabras sobre mi amabilidad y empeño. Estoy feliz de que hayas tenido una buena experiencia conmigo. Si necesitas más ayuda, estoy aquí para ti.
Muy buena persona, dedicada a ayudar a los demás personas en su aprobación para su proyecto de compra de su futura casa muy buen trabajo Cristina Dios te continúe bendiciendo y te permita seguir ayudando los demás como lo hiciste con nosotros....
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Reply from Cristina Osborne
May 27th, 2026 01:29 PM
Ramon, muchas gracias por tus amables palabras. Me complace saber que pude ayudarte en el proceso de aprobación para tu casa. Estoy aquí para lo que necesites en el futuro.
Cristina she is amazing!!!
I would recommend her 100%!!!
Thank you for your service!!!
Reply from Cristina Osborne
April 27th, 2026 01:21 PM
Thank you for your recommendation, Nelso. I'm glad to know you were happy with my service. If there's ever anything else I can assist you with, please feel free to reach out.
Si fue muy buena la experencia con está Compañia fue excelente
Reply from Cristina Osborne
April 27th, 2026 01:36 PM
Gracias por compartir tu experiencia, Luis. Me alegra saber que tuviste una experiencia excelente con ALCOVA Mortgage. Si necesitas algo más, no dudes en contactarme.
You guys are the best ☺️,
Reply from Cristina Osborne
April 10th, 2026 03:08 PM
I'm glad to hear that you're pleased with the service, Asbel. If there's ever anything more I can do for you, please don't hesitate to let me know. Thank you for your kind words!
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 53489
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance