

Cristina Osborne
Loan Officer

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Cristina is a kind of person who is always willing to help. I felt very safe during my mortgage process. I only have words of gratitude for her.I have already recommended Cristina to two of my friends who are starting the process of buying...
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Reply from CRISTINA OSBORNE
October 1st, 2024 05:10 PM
I'm elated to hear about your positive experience, Yadira! Assisting you throughout your mortgage process was my pleasure. Your trust and confidence in my services mean a lot to me, and I'm thankful to you for recommending me to your friends....
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Cristina is very professionals ,she helps us understand the process of buying a house. She takes her time to explain and helps you understand in a simple way the process of getting a home loan. I am very grateful for all her help, of course...
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Reply from CRISTINA OSBORNE
August 28th, 2024 02:18 PM
Thank you so much for the kind words, Jose. I'm thrilled to hear that you had a positive experience with the home buying process. My main goal is always to make this process as clear and simple as possible for my clients. Your gratitude means...
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Excelente experiencia con Cristina es muy rápida y profesional para su trabajo, (Gracias Cristina por siempre responder nuestras dudas muy amablemente!!!🙏☺️
Reply from CRISTINA OSBORNE
July 22nd, 2024 04:23 PM
Cristina helped us every step of the way, She gave advice when needed and help us get into our first home! Definitely will be referring her to our friends and family when the time comes! Also Cristina is fluent in Spanish so that was a great...
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Reply from CRISTINA OSBORNE
July 22nd, 2024 02:59 PM
Hello Michael, it warms my heart to read your kind words! I'm thrilled that I could assist you in securing your first home, and I'm even happier that my bilingual skills were of help. Your satisfaction is my top priority. Thank you for considering...
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Thank you from the bottom of my heart for all of your help to get the loan and for assisting us with all of the papers. It has been a pleasure to work with you! As first time buyers, our experience couldn't have been a more positive one and...
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Reply from CRISTINA OSBORNE
July 10th, 2024 04:16 PM
Juan, I'm so pleased to hear that you had a positive experience with us at ALCOVA Mortgage. Assisting first-time buyers like you is always a pleasure and I'm glad to know that you felt supported throughout the process. Reading your review truly...
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The way you are helping people
Reply from CRISTINA OSBORNE
July 10th, 2024 12:50 PM
Thank you so much for the glowing review, Ricardo! I'm thrilled to hear that you appreciated my assistance. Your satisfaction is my top priority at ALCOVA Mortgage. It was a pleasure serving you and I'm always here if you need anything else....
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Que son los mejores Cristina Erick Ana todos son un equipo gracias a todos
Reply from CRISTINA OSBORNE
July 4th, 2024 05:45 PM
Thank you so much, Ma, for the 5-star rating and your kind words. I'm thrilled to hear you had a positive experience with my team at ALCOVA Mortgage. I'll be sure to pass your appreciation onto Erick and Ana. We're here anytime you need us,...
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The entire process was great
This made it great because I got a new house for me and my family and thank u for your great work
Reply from CRISTINA OSBORNE
June 28th, 2024 08:39 PM
Thank you so much for your kind words, Bernarda! I'm thrilled to hear that you are happy with your new home. It was my pleasure to assist you during this process. Your satisfaction is my top priority. If you ever have any questions about your...
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What made the experience so great, was the short time period that the process took, in less than a month, we were able to make the purchase of my first home, a new place that will make a lot of memories in my life, she was so awesome with everything...
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Reply from CRISTINA OSBORNE
June 4th, 2024 11:47 PM
I'm truly grateful for your kind words, Olga! It was a pleasure to assist you with your home buying process. It's fantastic to hear you had such a positive experience and that you found the process quick and clear. I'm thrilled that I could...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 53489
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance