

Cristina Osborne
Loan Officer

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Mi esposo y yo damos gracias a Dios por la vida de Cristina, ya que ella nos ayudó demasiado en todo el proceso sobre el préstamo y cuando necesitabamos aclarar algo, ella siempre estaba disponible para ayudarnos. Llevábamos demasiado tiempo...
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Reply from Cristina Osborne
November 27th, 2025 08:00 PM
I'm truly grateful for your kind words, Marlon. It's rewarding to know that I could assist you both throughout the loan process and be there whenever you needed clarity. Your patience and trust in waiting to work with me means a lot. If there's...
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Me ayudaron con todo el proceso, fue fácil para mí. Agradecida
Reply from Cristina Osborne
November 25th, 2025 06:29 PM
Es genial saber que el proceso fue fácil para ti, Floridalma. Estoy contenta de haber podido ayudarte en cada paso. Si tienes más preguntas o necesitas asistencia adicional, no dudes en ponerte en contacto conmigo.
I had the pleasure of working with Cristina as a buyer agent, and I can’t recommend her enough! She is professional, knowledgeable, and truly went above and beyond to help my buyer clients get to the closing table smoothly. Her dedication and...
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la señora cristiana es muy amigable y servicial para personalmete fue un ángel en mi camino, muchas gracias dios la bend siempre.
Reply from Cristina Osborne
October 28th, 2025 03:47 PM
Me alegra saber que mi apoyo tuvo un impacto tan positivo en tu camino, Graciela. Agradezco tus amables palabras y siempre estaré aquí para ayudarte con cualquier cosa que necesites. Te deseo lo mejor y quedo a tu disposición para cualquier...
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I really liked how they facilitated the process of buying the house
Reply from Cristina Osborne
October 20th, 2025 01:17 PM
It's wonderful to hear that you found the home buying process smooth and well-facilitated, Moises. Helping make the journey as straightforward as possible is a priority for me. If there's anything further I can do or any more questions you...
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Made it happen thank you team
The process was really easy
Reply from Cristina Osborne
October 13th, 2025 08:01 PM
I'm pleased to hear that you found the process straightforward, Freddy. Making things as simple as possible is a key part of what I strive to do. If there's anything else you need or if you have further questions, don't hesitate to get in touch....
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She answered all my questions and was very helpful
Reply from Cristina Osborne
October 7th, 2025 02:51 PM
It’s great to hear that I was able to assist with your questions and provide the help you needed, Keithlyn. Your feedback is appreciated, and I'm always here to assist further. If you have any other inquiries or need additional support in the...
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The staff were always available to assist me during the whole process. I had received an excellent service and I will not hesitate to recommend them.
Reply from Cristina Osborne
September 26th, 2025 12:52 AM
I'm glad to know that you felt supported throughout the process. Providing excellent service and being available to assist is always my aim. Thank you for your recommendation, Belkys. If there's anything else I can help with, please feel free...
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Few people you meet in life truly stand out, and Cristina is one of them. From the very beginning, she brought not only professionalism and expertise, but also genuine care and dedication to making sure every detail of my loan process was handled...
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Reply from Cristina Osborne
August 31st, 2025 01:50 PM
Francisco, thank you so much for your kind words. I'm truly humbled by your feedback and grateful for the opportunity to assist you with your loan process. Ensuring a smooth and worry-free experience is always my goal, and I'm glad to hear...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 53489
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance