Cristina Osborne
Loan Officer
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Efficient & knowledgeable
I am so grateful for their experience, responsibility, discipline, human qualities, perseverance, etc., and I could go on. They made this process very quick and pleasant. We are so grateful and happy with our new home. They are the best! Cristina...
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Reply from Cristina Osborne
March 2nd, 2026 06:41 PM
It's truly gratifying to know that the process was quick and pleasant for you, Isaura. I appreciate your kind words about my commitment and approach. Congratulations on your new home! If there's anything more I can do to assist you, please...
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estoy agradecida con cristina en todo el proceso ella siempre está ahí con la paciencia y trata de hacer lo mejor para las familias siempre está atenta a las preguntas muchas gracias por todo su apoyo y trabajo estoy agradecida por todo y su...
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Reply from Cristina Osborne
March 2nd, 2026 09:18 PM
It's heartening to hear that you felt supported and well-informed throughout the process, Katerin. I strive to be attentive and provide clear guidance, so your feedback means a lot to me. Thank you for your kind words, and I'm truly glad everything...
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Prompt and clear communication.
Reply from Cristina Osborne
February 23rd, 2026 04:59 PM
Thank you for highlighting the communication aspect, Jorge. It's important to me that everything is clear and timely. If there's anything else you need or further questions arise, don't hesitate to reach out.
Todo Bien exelente trabajo
Reply from Cristina Osborne
February 23rd, 2026 09:38 PM
I'm glad to hear that everything went well, Irene. Thank you for your positive feedback. If you need any further assistance or have any questions in the future, feel free to reach out.
Very helpful during the whole process. Patient and understanding of all our needs and concerns.
Reply from Cristina Osborne
January 19th, 2026 02:45 PM
I appreciate your feedback, Bradley. It's important to me that the process felt supportive and tailored to your needs. I'm glad to have been of help throughout. If you have any more questions or need assistance in the future, please feel free...
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Trabaja con pasión y un servicio excepcional!! Gracias
Reply from Cristina Osborne
January 12th, 2026 03:53 PM
Thank you for your kind words, Henrry. I appreciate your feedback and am glad to know that my dedication and service met your expectations. If you have any further needs or questions, feel free to reach out.
Asesoria, paciencia, amabilidad y apoyo. Muchas gracias.
Reply from Cristina Osborne
January 12th, 2026 06:22 PM
I am grateful for your kind words and appreciation, Sonia. It’s heartening to know that my support and approach made a positive impact. If you ever need further assistance or have more questions, I'm here to help.
Thanks god I'm feeling better now and I'm going home tomorrow and then I'll be doing my best and better future every day better and better always proud to be here for you guys love America a want to be friendly to everyone else god blessed...
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Reply from Cristina Osborne
December 23rd, 2025 07:22 PM
Thank you for the heartfelt message, Carlos. I'm truly grateful to know you're feeling better and heading home. Your positive outlook is inspiring. If there's ever anything I can assist you with in the future, please feel free to reach out....
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Cristina always walks you through every step of the process, making things easier for everyone.
Reply from Cristina Osborne
December 15th, 2025 06:05 PM
It's great to hear that you found the process easier with my guidance, Anthony. I'm pleased I could assist you every step of the way. If you need any further assistance, feel free to reach out anytime.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 53489
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance