

New American Funding - Craig Spencer
New American Funding - Louisville, KY


University of Louisville
Thanks for visiting my personal page. I'm a Branch Manager and Loan Officer at New American Funding. I'm licensed in KY, IN, GA, FL, and CA, and have nearly 30 years of mortgage lending experience. I enjoy working with people to find that p... Show More
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Reviews from Web
Craig Spencer was the best mortgage broker I have ever worked with. He made the entire transition feel like a friend helping a friend vs. it being transactional.
Reply from Owner
July 17th, 2026 06:41 PM
Thanks Chris for the kind review! I hope that you and Richard enjoy Louisville and your new home. Thanks again!
Craig's transparent communication and personal engagment made the transation feel like a friend helping another vs it being a transactional relationship. I will always go to him for my mortgage needs.
Reply from New American Funding - Craig Spence...
July 17th, 2026 06:42 PM
Thanks Chris. You and Richard were great to work with. Congrats!
New American Funding - Craig Spencer has received a review with 5 star rating from Richard
Reply from Owner
July 15th, 2026 02:59 PM
Congrats on the new house Richard. Welcome to Louisville!
Great communication
Reply from New American Funding - Craig Spence...
July 15th, 2026 03:01 PM
It was great working with both you and Chris! Congrats on the new home!
Extremely knowledgeable and very patient with new homeowners.
Reply from New American Funding - Craig Spence...
July 14th, 2026 03:58 PM
Thanks Ken. It's always great working with very knowledgeable realtors!
New American Funding - Craig Spencer has received a review with 5 star rating from Laura L P
Reply from Owner
July 14th, 2026 03:59 PM
Thanks Laura! Congrats on your new home!
This was my first time buying a home and Craig was very communicative, supportive, and went above and beyond to help me understand the process. He made it much less stressful, and exciting process.
Reply from New American Funding - Craig Spence...
July 13th, 2026 02:47 PM
Thanks Laura! You were great to work with. Congrats on owning your first home!
Craig explained everything in great detail and was available when we needed him!
Reply from New American Funding - Craig Spence...
July 7th, 2026 03:51 PM
Thanks Haylie. You and Jesse were great to work with. Enjoy your new home!
Craig made things very easy every step of the process. Was always there to answer questions
Reply from New American Funding - Craig Spence...
July 7th, 2026 03:40 PM
Thanks Jesse. I greatly appreciate you and Haylie coming back to me for your financing. Enjoy your new home!
Craig is the best!!
Reply from New American Funding - Craig Spence...
July 7th, 2026 03:24 PM
Thanks David! It's always great working with you!
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About
Thanks for visiting my personal page. I'm a Branch Manager and Loan Officer at New American Funding. I'm licensed in KY, IN, GA, FL, and CA, and have nearly 30 years of mortgage lending experience. I enjoy working with people to find that perfect loan product for their financing needs. I welcome first time home buyers as I take the time to walk them through the whole home buying experience.
My company, New American Funding, is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Bank Statement Mortgages
Home Equity Loan
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Education
- University of LouisvilleBachelor of Arts in PsychologySep 1988 -May 1992

Positions
- New American Funding - Branch Manager Louisville-LexingtonDec 1st, 2023 - Current
Memberships
- Member of Saint Raphael Catholic Church
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Pacific Standard Time (PST)
Licenses
- Kentucky
- Indiana
- Florida
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Achievements
- Certified VA Loan Specialist
Hobbies
- Fan of all sports, dog lover, hiking, weight training, Louisville Cardinal fan.
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing